FOR ADDITIONAL ROBO-SIGNERS SEE: http://takeyourhomeback.com/?p=428
FOR THE OPPORTUNITY TO RECEIVE FINANCIAL DAMAGES SEE: http://takeyourhomeback.com/?p=1059
EDITOR’S COMMENT: THE “ROBO SIGNING” ISSUE HAS BECOME A WAR OF SEMANTICS:
Generally referred to as a bank employee who signs thousands of foreclosure documents regularly, swearing to the veracity of the information contained in them, but in reality does not have personal knowledge of the case.
Someone who signs another person’s name on documents after receiving permission to do so. Some attorneys say this practice is forgery and can also lead to notary fraud.
Robo-signing is the process through which various documents, including affidavits, assignments, and possibly verifications of foreclosure complaints, are mass-signed by agents of foreclosing plaintiffs. The issue first came to light in the case of GMAC Mortgage, LLC v. Visicaro. There, Pinellas County Judge Anthony Rondolino, after careful consideration of a targeted motion for rehearing, granted the motion and vacated a summary judgment order previously entered on behalf of a foreclosing plaintiff. Judge Rondolino based his decision on foreclosure defense attorney Michael Wasylik’s argument that the affidavit filed in support of the plaintiff’s motion for summary judgment constituted inadmissible hearsay as there was no way the affiant had any personal knowledge of the facts stated therein.
In November 2011, the Fourth District endorsed Judge Rondolino’s conclusion. In Glarum v. Lasalle Bank National Association, a case argued by the esteemed foreclosure defense firm Ice Legal, P.A., the court reversed a summary judgment previously granted to a plaintiff in a foreclosure lawsuit because the affiant of purported business records “did not know who, how, or when the data entries were made into [the] computer system
UPDATE- NOVEMBER 21, 2012- FINALLY A CONVICTION-
Plea deals in mortgage robo-signing in Fla., Mo.
JEFFERSON CITY, Mo. (AP) – Nov. 21, 2012 – The former head of a company where workers forged signatures on mortgage documents pleaded guilty to a federal charge in Florida on Tuesday, the same day a plea agreement on related state charges was announced in Missouri.
The agreements were reached with Lorraine Brown, 56, of Alpharetta, Ga., who was an executive for DocX LLC. Prosecutors said workers who weren’t authorized to sign mortgage-related documents forged and falsified signatures, at the direction of Brown and others, allowing DocX to create and file more documents and therefore earn more money.
More than a million fraudulently signed and notarized documents from DocX were filed with property recorders nationwide between 2003 and 2009, during which time DocX generated about $60 million in gross revenue, according to the U.S. Department of Justice.
Prosecutors said Brown concealed the practice from clients and DocX’s parent company, Lender Processing Services Inc.
“The robo-signing practices of DocX were the worst in the country, the most notorious in the country and crossed the threshold into criminal activity,” Missouri Attorney General Chris Koster said.
Koster said the Missouri plea deal calls for Brown to plead guilty to felony forgery in Boone County and to perjury in Jackson County, with a prison sentence of between two to three years. Sentencing will be delayed pending the federal case.
According to federal court documents, Brown pleaded guilty in U.S. District Court in Florida to conspiracy to commit mail and wire fraud. The maximum federal sentence is five years in prison and a $250,000 fine, or twice the gross gain.
Her sentencing date has not been set in the federal case.
Her attorney, Mark Rosenblum, said Tuesday in a statement that negotiating a legal settlement will allow Brown to begin moving on with her life.
“Lori didn’t expect to be in this position. But now that she is, she’s facing it with grace and dignity,” Rosenblum said. “Without doubt, this is a difficult day for Lori, but it’s also a good day.”
DocX’s main clients were residential mortgage servicers that generally undertake duties for lenders such as accepting and recording mortgage payments, paying taxes and insurance from borrower escrow accounts and conducting or supervising the foreclosure process when necessary, according to the federal plea agreement.
The criminal charges in Missouri were filed against Brown earlier this year.
Koster said Tuesday he knows of no other senior executive facing a prison sentence because of actions during the country’s mortgage crisis. He said Missouri’s investigation demonstrated a criminal violation occurred.
Koster, who announced his plea agreement at his office in Jefferson City, said the case sends a signal to the financial services industry.
This summer, the Missouri attorney general’s office announced it reached a legal settlement with Lender Processing Services that called for it to pay Missouri $1.5 million and another $500,000 to reimburse for the cost of the investigation.
Lender Processing Services spokeswoman Michelle Kersch said Tuesday that the company immediately stopped the practice when it discovered the surrogate signing, terminated Brown and shut down DocX. She said the company has remediated the documents and cooperated with all governmental investigations.
“LPS is committed to ensuring that all employees operate with integrity and compliance in everything they do on behalf of the company,” spokeswoman Michelle Kersch said.
Robert E. O’Neill, the U.S. attorney for the Middle District of Florida, said buying a house is lengthy and intimidating and that consumers rely on others’ integrity and due diligence throughout the process.
“When the integrity of this process is compromised, illegally, public confidence is eroded,” O’Neill said. “We must work to assure the public that their investments are sound, worthy and protected
UPDATE MAY 8, 2012-Federal regulators are poised to crack down on eight financial firms that are not part of the recent government settlement over home foreclosure practices involving sloppy, inaccurate or forged documents.
Last week, a senior Federal Reserve official recommended fines for these additional financial institutions, raising questions about how deep foreclosure problems run through the banking industry.
In addition, judges, lawyers and advocates for homeowners say that people are still losing their homes despite improper documentation and other flaws in the foreclosure process often involving these firms.
The eight firms cited by the Federal Reserve — HSBC’s United States bank division, SunTrust Bank, MetLife, U.S. Bancorp, PNC Financial Services, EverBank, OneWest and Goldman Sachs — should be fined for “unsafe and unsound practices in their loan servicing and foreclosure processing,” Suzanne G. Killian, a senior associate director of the Federal Reserve’s Division of Consumer and Community Affairs, told lawmakers last month in a House Oversight Committee hearing in Brooklyn.
The recommendation is the culmination of an investigation begun nearly two years ago over accusations that bank representatives had been churning through hundreds of documents a day in foreclosure proceedings without reviewing them for accuracy, a practice known as robo-signing.
Some see the Fed’s recommendation as an attempt to push these firms to agree to the terms of the broader mortgage settlement involving the state attorneys general and federal officials. During those settlement talks, federal regulators contacted other institutions in hopes that they would also agree to the terms, according to people briefed on the negotiations.
Much of the foreclosure attention has focused on the five largest mortgage servicers — Bank of America, Citigroup, JPMorgan Chase, Wells Fargo and Ally Financial — which agreed to the $25 billion settlement this year without admitting wrongdoing.
Despite the pledges of the giant servicers to amend their practices, there are signs that foreclosure cases with other companies remain problematic. An examination of dozens of court cases by The New York Times found questionable documents involving some of the eight institutions cited by the Fed.
Arthur M. Schack, a New York State Supreme Court judge in Brooklyn, has cracked down on fraudulent documentation and said he was concerned that foreclosures moving through the courts continued to be flawed. Even after mortgage servicers have been excoriated by a judge in one state, they still use similar documents in other cases in other states, according to the examination.
For example, last December, Judge Schack tossed out a foreclosure lawsuit filed by U.S. Bancorp after determining that a bank employee, Kim Stewart, had identified herself in two conflicting ways in documents throughout the lawsuit.
In 2008, Ms. Stewart signed an assignment of mortgage — which gives the mortgage servicer the right to foreclose — to U.S. Bancorp, identifying herself as assistant secretary of Mortgage Electronic Registration Systems. Yet in 2009, Ms. Stewart signed a separate document in the lawsuit as vice president of U.S. Bancorp, court records show.
The judge, in a derisive tone, suggested that perhaps the bank and its law firm “do not want the court to confront the conflicted Ms. Stewart,” according to a court transcript. U.S. Bancorp strongly disagreed with the judge’s ruling and plans to appeal the decision, said Teri Charest, a spokeswoman for the bank. She added that Ms. Stewart was an officer of the bank and had “signed all documents appropriately.”
George Babcock, a lawyer in Pawtucket, R.I., who represents homeowners, estimated that roughly 300 of his clients were being threatened with foreclosures that include documents signed by Ms. Stewart.
A similar problem has cropped up on the West Coast, where an employee of a mortgage servicing firm whose signature appeared in a lawsuit filed by one of the eight firms had already been flagged as problematic.
Phillip Bennett, a retired schoolteacher in California, was evicted from the home he shared with his wife in Rancho Cucamonga last month.
Mr. Bennett said he thought he might be able to save his home, despite falling behind on his loan payments, because the mortgage assignment was signed by a mortgage company employee, Marti Noriega, who was previously involved in a foreclosure that had been halted.
In October 2010, Garr M. King, a senior judge with the United States District Court in Oregon, blocked a foreclosure after spotting a suspicious document from Ms. Noriega. In that lawsuit, Ms. Noriega, acting as vice president of Mortgage Electronic Registration Systems, signed an assignment of mortgage.
The problem, court records show, was with the date. Ms. Noriega’s signature transferring the mortgage from Mortgage Lenders Network USA to LaSalle National Bank (now part of Bank of America) was dated 15 months after Mortgage Lenders Network halted its operations.
Some foreclosures include documents from people who have testified to being robo-signers in other courts.
In July 2010, Erica Johnson-Seck, whose signatures appeared in foreclosure cases filed by OneWest, acknowledged, in a deposition in state court in Palm Beach County in Florida, having signed 750 mortgage documents a week, usually with only a cursory review.
Yet Carla Duncan, a social worker, is fighting a lawsuit over the foreclosure on her three-bedroom home in Cleveland Heights, Ohio. The lawsuit, which was filed in March 2010 in Ohio state court, includes a document signed by Ms. Johnson-Seck.
“It’s so totally unfair,” said Ms. Duncan.
A spokesman for OneWest declined to comment on Ms. Duncan’s lawsuit.
UPDATE-JAN 9, 2012-
When banks were caught improperly signing off on foreclosure documents consumer advocates and property rights experts hoped the public outcry would force the companies to change their foreclosure processing systems to ensure that meaningful document reviews were conducted and wrongful foreclosures were prevented.
MERS now has over 20,000 “deputized” officers signing on behalf of MERS. We have been exposing these alleged MERS “officers” for years, but now they have changed there tactics which makes it harder everyday. They are outsourcing to other countries and hiring Temps from Temporary Employment Agencies to do their “dirty work”. These people don’t even know they are breaking the law and legal standards. Furthermore, after 6 months, their “assignment is over” and you can never track them down, due to the fact they usually hire people with very common names.
SUSPECTED ROBO SIGNERS*- ALPHABETICAL BY FIRST NAME
( IF YOU HAVE ANY INFORMATION ON THE LIST BELOW, PLEASE SHARE WITH US SO THAT WE CAN SHARE WITH OTHERS)
* EDITOR’S OPINION: IT SHOULD NOT BE CALLED ROBO SIGNING. CALL IT WHAT IT REALLY IS, FRAUD, FORGERY, CIVIL THEFT, DECEIT, GREED, ACCESSORY TO GRAND LARCENY, AND AN ATTEMPT TO RIP AWAY THE AMERICAN DREAM OF HOME OWNERSHIP FROM PEOPLE & FAMILIES.
Adriene Kelly –- AZ notary – alleged MERS Assistant Secretary / ReconTrust http://www.whatsignature.com/files/Kelly_Adrienne.JPG
Aida Duentes- alleged Vice President of MERS – see Miami-Dade Public records Book 27855 page 231
Aida Hernandez – Notary in Texas
Alice Rowe – suspected robo signer as an alleged Assistant Secretary for MERS http://184.108.40.206/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://220.127.116.11/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
Alden Berner- admitted robo-signer/verifier for Wells Fargo and Marshall C. Watson- http://www.scribd.com/doc/45836503/Full-Deposition-of-Alden-Berner-of-Wells-Fargo http://www.scribd.com/doc/65125403/Wells-Fargo-Motion-for-Reconsideration-of-Order-Denying-Def-Motion-for-Sanction http://4closurefraud.org/2011/11/28/marshall-c-watson-foreclosure-mill-queried-by-fl-ag-re-possible-settlement-violations-by-improper-verification-review-of-fraudclosures/
Alicia Greene- suspected robo signer
Alicia Turner- suspected robo signer for MERS
Amanda Blankship – suspected robo signer
Amy Prophet – suspected robo signer alleged employee of Residential Funding Company, but is really a PROCESSOR at Wells Fargo in Charlotte, NC, Currently holds this position , formerly worked as Loan Closer GreenPoint Mortgage 1993 – 2007 (14 years) Approx. 45 years old. Lives at 214 Migus Street, Belmont, NC, 28012 Home phone number is (704) 825-7028 http://www.linkedin.com/pub/amy-prophet/15/1b5/b21 https://www.facebook.com/pages/Amy-Prophet/34512556918
Amy Smith- suspected robo signer is really a Default Risk Management at OneWest Bank May 2009 – Present (2 years 7 months)
•Monitor Foreclosure process from initial referral to transfer of ownership to designated Investors
•Establish contact with attorney firms to obtain status for each Foreclosure/Deed-in-Lieu
•Assume responsibility of resolving disputes, problems and conflicts.
•Prepare signature documents per attorney requests and respond to attorney requests in a timely manner.
•Conduct research on foreclosure matters (payment histories, document retrieval, etc…).
•Ensures each referral loan for FCL is being actively worked on by designated Counsel (requires extensive communication with law firms).
•Update servicing systems as needed
•Follows detailed guidelines from loan investors and execute procedures for state laws and policies for each foreclosure file.
•Meet strict deadlines for Foreclosure Sales reporting and execute actions instructed by departments including Loss Mitigation, REO, Default Escalations, Customer Service, and Management.
•Oversees Nevada Mediation Process for the Default department-ensure that all Mediators have executed certifications prior to the court mandated Mediation meetings. This includes heavy correspondence with the Nevada attorneys and firms on a daily basis. Customer Service Specialist Indymac Federal Bank for Spherion June 2007 – February 2011 (3 years 9 months)
• High volume recruitment and interviewing potential candidates for placement with Dell Computers, New York Life, AMD/Volt, Onsite Business Management @ IndyMac Federal Bank and various other prominent companies in the Austin area
• Meet strict and detailed standards for employment processing
• Heavy correlation with clients to achieve maximum efficiency and proper process to ensure new employees complete drug screen, full background report, orientation process, & successful start date.
• Provide Exceptional Customer Service
• Building client relationships
• Client Service Sales were made through skill marketing, sales calls, client visits, and internet research
• Heavy administration duties, which include, deadline reports and spreadsheets, phones, data entry, filing, etc.
• Plan and execute job fair set ups and attendance, which are held on a weekly basis
• High volume recruitment and process
Foreclosure Specialist OneWest Bank 2009 – 2009 (less than a year) AppleOne Employment Services – Staffing and Recruiting April 2006 – June 2007 (1 year 3 months) Account Executive
• Recruit and interview potential candidates for placement with various employers including Samsung, Microsoft, IndyMac Bank, & Onsite assistance @ Harte Hanks
Andrew Harmon- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx www.njteapartycoalition.org/Mortage_Legal.templates.docx www.njteapartycoalition.org/Mortage_Legal.templates.docx www.truthinlending.net/pdf/MCDONNELLS-AUDIT-ESSEX-SOUTHERN-DISTRICT-REGISTRY-6.29.2011.docx.pdf www.truthinlending.net/pdf/MCDONNELLS-AUDIT-ESSEX-SOUTHERN-DISTRICT-REGISTRY-6.29.2011.docx.pdf (COPY & PASTE INTO BROWSER)
Andrew Moore- suspected robo signer at David Stern’s Office- SIGNATURE EXAMINED http://4closurefraud.org/2011/05/27/fight-club-attorney-george-babcock-andrew-harmon-signatures-examined-by-handwriting-expert/
Angela Edwards- suspected robo signer for American Home Mortgage and Lenders processing
Angela Green - suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Angela Nava- suspected robo signer for ReconTrust/ Bank of America/Bank of New York/Mellon, signs as MERS officer http://4closurefraud.org/2011/06/27/false-statements-bank-of-america-bank-of-new-york-mellon-corelogic-cwabs-cwalt-mers/
Angela Nolan- admitted robo signer at Chase Home Mortgage- see full deposition at: http://4closurefraud.org/2010/03/07/full-deposition-of-angela-nolan-robo-signer-at-chase-home-finance-foreclosure-fraud-on-record-deutsche-bank-national-trust-company-as-trustee-for-jpmac-2007-ch5-%e2%80%93-j-p-morgan-chase-bank-n/
Angelia Ward Jones- suspected robo signer
Angelo Mayfield – alleged Vice President of MERS and notary but really a Supervisor/ Mgr at LPS in the Dallas/Fort Worth Area Supervisor/ Default QA at Saxon Mortgage Supervisor/ Default QA Saxon Mortgage from January 2011 – Present (11 months) Irving, TX Default QA at Saxon Mortgage http://www.linkedin.com/pub/angelo-mayfield/17/40b/13 http://www.homepreservationnetwork.com/blog/jorge-newbery/robo-signer-misdeeds-may-help-homeowners http://gofightforeclosure.com/blog/hamlet-foreclosure-know-it-robo-if-it-is-signed-the-name/
Angelo Mayfield’s Overview
Angie Farmer – Bank of New York
Anissa Hickerson – is really a Sr. Collateral Specialist and Fla. Registered Paralegal at Bayview Asset Management see: http://www.linkedin.com/search/fpsearch?type=people&keywords=Anissa+Hickerson&pplSearchOrigin=GLHD&pageKey=fps_results&search=Search https://www.facebook.com/people/Anissa-Hickerson/1204563335
Anne Allen – alleged robo signer
Ashley Clements- suspected robo signer / notary- multiple roles- http://www.whatsignature.com/files/Clements_Ashley.GIF http://www.whatsignature.com/files/Clements_Ashley_1.GIF http://www.whatsignature.com/files/Clements_Ashley_2.GIF http://www.whatsignature.com/files/Clements_Ashley.3.GIF
Barbara Rice – suspected robo signer for CitiMortgage
Bernadette Moore- suspected robo signer
Bethany Smith – a “legal” robo signer for Bank of America- read the article http://www.huffingtonpost.com/2011/05/24/banks-robo-sigining-foreclosures_n_865696.html
Beverly Brooks- MERS signer is really a consultant- SEE: http://www.linkedin.com/pub/beverly-brooks/6/826/28a http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Brett Larson- suspected robo signer for GMAC
Brian Bly- admitted robo signer for Nationwide Title is also a notary. His signature varies significantly on documents. He signs as an officer of many different mortgage companies. He often signs to assign mortgages to trusts many years after the closing date of the trusts. Bly testified in a July 2010 foreclosure case in Florida that he signed up to 5,000 mortgage assignments per day at the loan-servicing company. Although he is an employee of Nationwide, he signed the documents as a “vice president” of Option One Mortgage, Deutsche Bank, CitiBank and other institutions. (Case # 2009-CA-1920, Circuit Court of the Fourth Judicial District, Clay County, FL) In his deposition, Bly said Nationwide multiplied his output by electronically stamping his signature on additional mortgage assignments that Bly said he never saw. He testified, too, that all the documents then were falsely notarized. Nationwide’s notaries were given stacks of the already-signed documents, he said, and attested falsely that Bly had signed the legal papers in front of them. Bly said he didn’t verify the information in the papers he signed, and that he didn’t understand key words and expressions in them. On thousands of documents, a California or North Carolina address is listed directly under Bly’s name to help conceal his true employer. In a Texas case involving an Assignment signed by Bryan Bly, a Texas Court denied an Application for Order for Foreclosure on January 25, 2010, after the homeowner responded to the application with allegations of fraud based in part on the conduct of Bly. See, In re Order for Foreclosure Concerning Geoffrey Wilner, Cause No. 96-239885-09, District Court for Tarrant County, Texas, 96thJudicial District. Susan Taylor Martin, St. Petersburg Times Correspondent, wrote an article about Bly and Nationwide Title on June 20, 2010 and on May 3, 2009. Bly has used the following job titles:
Vice President, American General Home Equity, Inc.;
Vice President, CitiBank, FSB by CitiMortgage, Inc., f/k/a Citicorp Mortgage, Inc., Its Attorney in Fact.
See video deposition at of Brian Bly at http://www.youtube.com/watch%3Fv%3Ds0pyouVwJnE
http://www.argus-press.com/news/national/article_df8a683a-e1d5-5b4a-b334-a4937e477ff7.html whatsignature.com/files/Bly_Bryan.pdf whatsignature.com/files/Bly_Bryan.1.pdf whatsignature.com/files/Bly_Bryan.3.pdf whatsignature.com/files/Bly_Bryan.4.pdf whatsignature.com/files/Bly_Bryan.5.pdfwhatsignature.com/files/Bly_Bryan.6.pdf whatsignature.com/files/Bly_Bryan.7.pdf http://members.beforeitsnews.com/story/833/333/ROBO_SIGNING_STILL_GOING_STRONG.html http://www.scribd.com/doc/39766637/In-Search-of-Prima-Facie-Authority-of-Bryan-J-Bly-and-Crystal-Moore-to-Assign-Mortgages http://www.scribd.com/doc/39766637/In-Search-of-Prima-Facie-Authority-of-Bryan-J-Bly-and-Crystal-Moore-to-Assign-Mortgages
Brian Burnett- Presently Assistant Vice President – Foreclosure/Contested Default Resolutions at Aurora Bank FSB April 2011 – Present (8 months) as per: http://www.linkedin.com/pub/brian-burnett/5/b26/772
AVP – Foreclosure OneWest Bank August 2009 – March 2011 (1 year 8 months)
Senior Vice President, Loss Mitigation MOS Group Inc. January 2009 – July 2009 (7 months)
MOS Recovery’s challenge is recouping lost monies for their clients. MOS Recovery helps the client and borrower achieve a satisfactory solution to their delinquency
March 2008 – January 2009 (11 months)
• Increased foreclosure pipeline by 410% within 6 months.
• Increased staffing by 65%
• Implemented offshoring initiative and facilitated offshore numerous processes
• Managed foreclosure process pertaining to process flows, policies & procedures, personnel, vendor management, and process improvements.
• Lead 14 managers, project specialists, & supervisors and a team of 155 associates
• Supported company in becoming FHLMC compliant and being FHLMC approved, which increased our client base by 45%.
Bob Koch- MERS suspected robo signer
Bob Okon- suspected robo signer
Butler & Hosch – filed approx. 300 Assignments of Mortgage in one day in Florida
Carissa Keeler – Works at Wells Fargo Home Mortgage https://www.facebook.com/profile.php?id=669141999 http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Carla McCalla- suspected robo signer
Carla Naughton – robo signer but really is Client Relations at Wells Fargo
Carmella Boone- ReconTrust, signs as MERS officer
Carol Ward – alleged robo signer in Nevada
Carolyn Brown- Notary in Texas
Carolyn Burgess- she really is a director at Fannie Mae- May 2005 – Present (6 years 8 months) formerly work at Berkshire Mortgage Finance & Horizon Mortgage From 1995 – 2005 (10 years) http://www.linkedin.com/pub/carolyn-burgess/4/919/1a6
Carolyn Holleman – ReconTrust, signs as MERS officer. Possibly owner of tax accounting firm, see: http://www.linkedin.com/pub/carolyn-holleman-horne/31/4b3/145
Carolina Garcia- CA Notary in Orange County, CA
Carolyn White – Deutsche Bank
Cassandra Thomas- alleged Vice President of Central Mortgage
Catherine Gorlewski- http://www.salemdeeds.com/robosite/RobosignerList.asp
Charlene Busselaar – possibly an employee at Merrill Lynch, NYC
Cathy Menchise- robo signer for Bank of America- stopforeclosurefraud.com/2010/11/16/mind-blowing-judge-schack-names-robo-signers-in-many-foreclosure-cases-greatest-hits/
Cheryl Harmon – suspected robo signer alleged Vice President of Bank of America
Chester Levings- MERS witness
Chet Sconyers – as Certifying Officer
Christie Balwin – http://www.salemdeeds.com/robosite/RobosignerList.aspx
Christina Carter- http://www.salemdeeds.com/robosite/RobosignerList.asp
Christina Laberto- Texas notary for known robo signer Roger Stotts http://whatsignature.com/files/Laberto_Christina.JPG
Christine Palumbo – Default Vendor Management HSBC Mortgage Services September 1998 – Present (13 years 3 months) as per her own published profile http://www.linkedin.com/pub/kristen-palumbo/40/668/115
Cindy McGovern – default and loss mitigation call center manager indymac bank May 2004 – Present (7 years 7 months) as per: http://www.linkedin.com/pub/cindy-mcgovern/b/6a3/26
Cindy L. Morris – alleged Vice President at Atlantic Law Group, alleged Attorney-In-Fact at Bank of America, also has signed affidavits as Assistant Vice President of Bank of America, and notarized in PA
Cindy R. Moreland – Really works as a Default Specialist at First American Title. http://www.linkedin.com/pub/cindy-moreland/14/57b/b78
Christopher Ledezma- suspected robo signer
Cody B. West – suspected robo signer
Colin Taber – alleged employee of American Express Bank, FSB
Colleen Irby- robo signer for WAMU JP Morgan/Chase really is Section Manager at California Reconveyance Company, Los Angeles Area, see: http://www.linkedin.com/pub/colleen-irby/7/46a/a74
Colleen Thrall- suspected robo-signer for Wilshire Credit
Conni Jones- suspected robo signer and alleged MERS officer
Cory Messer – possible Ocwen employee/robo-signer
Christine Odem –robo signer of Nationstar Mortgage- see full deposition of Christine Odem at http://4closurefraud.org/2011/04/13/full-deposition-of-christine-odem-of-nationstar-by-florida-foreclosure-defense-lawyer-brian-korte/
Christopher Herrera – a.k.a. Chris De Herrera Vice President, Business Control Manager at Bank of America October 2010 – Present (1 year 3 months) Coordinate and assist Home Loans Servicing with their quarterly risk self-assessment. Matrix manage multiple personnel across various departments to deliver reports on a timely basis. Perform a quality review of the assessment prior to submission to management. Develop an executive summary and present the results of the risk assessment to senior management. No banking experience prior to the job with Bank of America. How did he start as a Vice President? http://www.linkedin.com/in/cdeherrera
Craig Evan – suspected robo signer for GMAC
Craig Zecher- “outed” robo signer of verifications for Wells Fargo- http://www.scribd.com/doc/65125403/Wells-Fargo-Motion-for-Reconsideration-of-Order-Denying-Def-Motion-for-Sanction
Crystal Moore- admitted robo signer is an employee at Nationwide Title Clearing http://www.scribd.com/doc/39766637/In-Search-of-Prima-Facie-Authority-of-Bryan-J-Bly-and-Crystal-Moore-to-Assign-Mortgages http://www.argus-press.com/news/national/article_df8a683a-e1d5-5b4a-b334-a4937e477ff7.html www.whatsignature.com/files/Doko_Dhurata.3.pdf, www.whatsignature.com/files/Doko_Dhurata.4.pdf, www.whatsignature.com/files/Doko_Dhurata.5.pdf, See video deposition of Crystal Moore at: stopforeclosurefraud.com/2010/11/07/sff-exclusive-video-deposition-of-nationwide-title-crystal-moore/ search.wn.com/?template=cheetah-search-adv/index.txt&action=search&results_type=news&search_string=crystal moore robosigner deposition on mortgage fraud of 4mp4&language_id=1&sort_type=-pub-datetime&corpus=current&search_type=expression http://www.argus-press.com/news/national/article_df8a683a-e1d5-5b4a-b334-a4937e477ff7.html http://www.salemdeeds.com/robosite/RobosignerList.asp http://www.scribd.com/doc/39766637/In-Search-of-Prima-Facie-Authority-of-Bryan-J-Bly-and-Crystal-Moore-to-Assign-Mortgages
Cynthia Santos- suspected robo signer signing as Assistant Secretary of MERS http://18.104.22.168/oncoreV2/showdetails.aspx?id=51125324&rn=8&pi=0&ref=search http://22.214.171.124/oncoreV2/showdetails.aspx?id=51125326&rn=9&pi=0&ref=search http://126.96.36.199/oncoreV2/showdetails.aspx?id=51125328&rn=10&pi=1&ref=search
Daniel Charles- a.k.a. Daniel L. Charles- signing as V.P. of MERS- Comment from reader: Daniel L. Charles signed 12/5/2011 as VP of MERS and on another doc the next day (12/06/2011) signed as AVP of Bank of America, NA ( see comments section)
Darcy Peters- suspected robo signer alleged Vice President
Daryl Bischoff- suspected robo signer
Dawn Reynolds- suspected robo signer
David Buchalter- suspected robo signer for Ditech
David Gregory – suspected robo signer ReconTrust, signs as MERS officer
David J. Mayo – CA notary
David Perez—alleged AVP of Countrywide Home Loans and Home Loans Servicing and Bank of America and signing as Assistant Vice President of MERS in Dec 2008 http://www.scribd.com/doc/40927249/Bank-Of-America-Robo-signer-List www.salemdeeds.com/pdf/RoboSigners.pdf
Debbie K. Day (Notary in Houston, TX)
Deebie Nieblas- suspected robo signer
Debra Blaney – robo signer / verifier for Wells Fargo Bank and/or Marshall C. Watson, P.A. see AG letter at: http://4closurefraud.org/2011/11/28/marshall-c-watson-foreclosure-mill-queried-by-fl-ag-re-possible-settlement-violations-by-improper-verification-review-of-fraudclosures/ http://www.scribd.com/doc/65125403/Wells-Fargo-Motion-for-Reconsideration-of-Order-Denying-Def-Motion-for-Sanction
Debra Money – notary in Texas for MERS signers
Debra Wojciechoski- alleges to be an authorized officer for BAC Home Loans Servicing, LP F/K/A Countrywide Home Loans Servicing
Dee Ortega – Executive Trustee Services (ETS) robo signer – http://dockets.justia.com/docket/texas/txsdce/1:2011cv00096/887206/ http://www.corporationwiki.com/California/Mission-Hills/executive-trustee-services-llc-2663366.aspx
Deeann Gregory – suspected robo signer
Dennie R. Marshall – suspected robo signer for MERS
Derrick White – as a MERS robo signer
Diane M. Johnson- suspected robo signer at M&T Mortgage
Dominique Johnson – suspected robo signer alleged Assistant Secretary of MERS http://188.8.131.52/oncoreV2/showdetails.aspx?id=51125326&rn=9&pi=0&ref=search http://184.108.40.206/oncoreV2/showdetails.aspx?id=51125328&rn=10&pi=1&ref=search
Don Mace – suspected robo signer (Signed Reconveyance in 2004 for CRC but in Houston, TX )
|Donald Clerk- alleged robo signer for Bank of America Donna Acree – suspected robo signer Donna Acree is associated with Ctx Mortgage Company, LLC and holds several roles such as Vice President, Assistant Sec. and JPMorgan Chase http://www.corporationwiki.com/Texas/Dallas/donna-acree/34842821.aspx|
Doris Williams- suspected robo signer at Select Portfolio Services
Douglas E. Miles – Chase trustee?
Edward Olsen – signing as V.P. of loan documentation
Elena Peterson – http://www.salemdeeds.com/robosite/RobosignerList.aspx
Erica Reyes – suspected robo signer
Erica Johnson-Seck – is a former employee of IndyMac (now One West). Long after IndyMac FSB ceased to exist, Johnson-Seck continued to sign Mortgage Assignments as “Attorney-In-Fact for IndyMac Federal Bank FSB. Johnson-Seck often signs Mortgage Assignments assigning mortgages to trusts years after the closing dates of the trusts. The Assignments are often notarized in Travis County, TX. She is specifically mentioned in Deutsche Bank National Trust Company v. Rose Harris, Index No. 35549/07, Supreme Court of NY (Brooklyn), February 5, 2008:
“…Plaintiff’s affidavit, submitted in support of the instant application for a default judgment, was executed by Erica Johnson -Seck, who claims to be a Vice President of plaintiff DEUTSCHE BANK. The affidavit was executed in the state of Texas, County of Williamson The Court is perplexed as to why the Assignment was not executed in Pasadena, California, at 460 Sierra Madre Village, the alleged “principal place of business” for both the assignor and the assignee. In my January 31, 2008 decision (Deutsche Bank National Trust Company v. Maraj [citation omitted]), I noted that Erica Johnson-Seck claimed that she was a Vice President of MERS in her July 3, 2007 INDYMAC to DEUTSCHE BANK assignment, and then in her July 31, 2007 affidavit claimed to be a DEUTSCHE BANK Vice President. Just as in Deutsche Bank National Trust Company v. Maraj , at 2, the Court, in the instant action, before granting an application for an order of reference, requires an affidavit from Ms. Johnson-Seck, describing her employment history for the past three years. Vice President at Indymac Bank, Location Austin, Texas as per http://www.linkedin.com/pub/erica-johnson-seck/6/232/544 Home Address is 1004 Williams Way, Cedar Park Texas. see full deposition at 4closurefraud.org/2009/11/15/full-deposition-of-the-infamous-erica-johnson-seck-re-indymac-federal-bank-fsb-plaintiff-vs-israel-a-machado-50-2008-ca-037322xxxx-mb/ www.whatsignature.com/files/Johnson-Seck_Erica.GIF www.whatsignature.com/files/Johnson-Seck_Erica_A_attorney_in_fact_.GIF
Esad Cavka- robo signer for Lenders Processing Services (LPS) /EMC/MERS
Flor Valerio- suspected robo signer
Francis Nolan, a.k.a. Francis J. Nolan – suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx
Frank Parisi- suspected robo signer Vice President Business & Professional Banking at Webster Bank May 2010 – Present (1 year 8 months) HSBC – Assistant Vice President, Business Relationship Manager- December 2008 – May 2010 (1 year 6 months) worked in business banking, managing companies deposit and lending relationships for the bank in Fairfield County, CT. Business Banker – Citibank 2006 – 2008 (2 years) Financial Services Manager Peoples United Bank 2001 – 2004 (3 years)
Gary Trafford – indicted robo signer see 440 page Nevada Attorney General indictment for robo signing http://mattweidnerlaw.com/blog/2011/11/bombshell-nevada-attorney-general-releases-massive-indictment/
George A. Pinedo – notary located in Ventura County, CA http://www.linkedin.com/pub/george-a-pinedo/13/568/a6b
George Gallegos – preparer for CoreLogic in Chapin, SC
Gerald Johnson- suspected MERS robo signer and South Carolina notary ( see Pasco County FL, Public Record ORB 8416 page 769, notarized for Herman John Kennerty, a known robo signer
Gerhard Heckerman- suspected Florida notary for robo signers at LPS- http://www.whatsignature.com/files/Heckermann_Gerhard.JPG
Gerri Sheppard – indicted robo signer. See 440 page, 600 count Nevada Attorney General indictment for notarizing robo signed documents http://mattweidnerlaw.com/blog/2011/11/bombshell-nevada-attorney-general-releases-massive-indictment/
Gino Tomasino – suspected robo signer at Option One
Gregg Blaney – alleged President of GVB Consulting Services is really a Member of GVB consulting and Currently holds this position, see: http://www.linkedin.com/pub/gregg-blaney-gregg-blaney/18/38b/b06
Heather Malone- suspected robo signer
Howard Bierman- suspected robo signer
Irene Guerrero- Notary
Isabel V. Colleran- suspected robo signer alleged MERS Assistant Secretary. Works at Adorno & Yoss, LLP
J.B. Kerns- suspected robo-signer
J. Michelle Jackson- notary for robo-signers in Allegheny County, PA
Jackie Freeman – suspected robo signer alleged Assistant Secretary of MERS
Jackie Miller – suspected robo signer alleged MERS Officer
Jacob R. Clark – suspected robo signer DocX employee
Jaime Epstein – Law Offices of Marshall Watson
James C. Morris- Notary for robo signers
James Shapiro – suspected robo signer Dakota County, MN
James Whitfield- suspected robo signer at Chase
Jan Walsh – suspected robo signer
Jane Quick – Notary for robo signers
Jay Skinner – http://www.salemdeeds.com/robosite/RobosignerList.asp
Jennifer Ramos- suspected robo signer at Chase Bank
Jeremy B. Wilkins- suspected robo signer alleged MERS Vice President is really a Managing Member of Cavalier Commerce, LLC from September 2009 – Present (2 years 4 months) Consulting – Healthcare, Oil and Energy, Finance – Real Estate and Managing Attorney at Brock & Scott, PLLC from May 2005 – Present (6 years 8 months) Summary- Real Estate Law, Regulatory Compliance, Mortgage Default Servicing law, Litigation (Civil and Criminal), Healthcare Law, Large Law Firm Management, Contract / Agreement Drafting, Consulting. http://www.linkedin.com/pub/jeremy-b-wilkins/31/3b5/52a http://www.brockandscott.com/bns_attorneys.aspx
Jessica Fuentes – suspected robo signer alleged Assistant Secretary of WMC
Jessica Larsen – notary
Jessica Leete- suspected robo signer
Jessica Peters – suspected robo signer Bank of America
Jessica Ulary- suspected robo signer
Jill Wosnak- signing s a VP of US Bank, NA… and I’ve seen her as VP for Country Wide / Bank of America and a new one I found today of New Century Mortgage- seems she’s VP of a LOT of banks at the same time! contact for more info http://theclarionedict.me/index.html debbyreagan.files.wordpress.com/2011/04/counterclaim.doc http://dockets.justia.com/docket/nevada/nvdce/2:2011cv00275/79481/ http://www.salemdeeds.com/pdf/RoboSigners.pdf http://livinglies.wordpress.com/2011/01/28/foreclosure-hamlet-you-know-its-robo-signed-if-their-name-is/ http://www.scribd.com/doc/67177607/Robo-Signer-7-1 http://dtc-systems.net/tag/docx/
Jim Schollmeyer- currently a Partner at REMN (In 2009, REMN entities funded in excess of $3.5 billion. The Company has issued more than $600 million in GNMA and FNMA securities. This gives us a competitive advantage in product diversification. What’s more, REMN currently has four warehouse lines with four of the country’s top warehouse institutions) Formerly AVP at Champion Mortgage/Key Bank http://www.linkedin.com/pub/jim-schollmeyer/6/b76/701
Joan Bermudez- suspected robo signer
Joann Rein- alleged MERS Vice President is an admitted robo signer for Aurora http://www.scribd.com/doc/75472996/75178674-Joann-Rein-Depo-Aurora-Robosigner http://www.linkedin.com/pub/joann-rein/47/5a9/678
Joanne Perez- suspected robo signer at Ocwen
Joe Johnson – suspected robo signer at Bank of America
Joe Lanning – suspected robo signer at Ticor
Joe Taylor- suspected robo signer for America’s Wholesale Lender
John Kerr- suspected robo signer
John Gilvarry suspected robo signer (Supposedly a Chase employee in Jacksonville, FL. I called this office and was told there was not a person there by that name).
John Krandle- suspected robo signer for Wells Fargo
John P. Larsen – suspected robo signer for Washington Mutual ( WAMU)
John Zhao – alleged employee of American Express Bank, FSB
Jonathan R. Malone- Notary
Jordan Scott Griffith- suspected robo signer
Joseph Kaminski –Joseph Kaminski was an employee of Lender Processing Services in Jacksonville, FL. He often signs Mortgage Assignments as Assistant Secretary of Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Acceptance, Inc. These Assignments are often used in cases involving American Home Mortgage Investment Trusts. He signs years after American Home Mortgage Acceptance filed for bankruptcy and without any authority from the bankruptcy court to assign these assets. These Assignments are often prepared, signed and filed years after the closing date of the trust. Deutsche Bank National Trust Company is frequently the trustee that forecloses using these Assignments. Kaminski’s signature is often witnessed by Coleman Stokes. His signature is often notarized by Valerie Broom or Tina Gray. www.whatsignature.com/files/Kaminski_Joseph.6.pdfwww.whatsignature.com/files/Smith_Kathy.2.pdf , www.whatsignature.com/files/Kaminski_Joseph.pdf, www.whatsignature.com/files/Kaminski_Joseph.1.pdf, www.whatsignature.com/files/Kaminski_Joseph.2.pdf, www.whatsignature.com/files/Kaminski_Joseph.3.pdf, www.whatsignature.com/files/Kaminski_Joseph.6.pdf, www.frauddigest.com/indictments/Corrective+Assignment%5b2%5d.pdf, www.frauddigest.com/indictments/Gx12P0-ShowPDF.aspx.pdf.pdf, www.frauddigest.com/indictments/Linda%20Green%20no%20authority%20to%20sign%20on%20behalf%20of%20MERS%20Sept%202009.pdf, www.frauddigest.com/indictments/Corrective+Assignment%5b2%5d.pdf
Joseph M Papariella – suspected robo signer alleged Assistant Vice President Bank of America NA successor by merger to BAC Home Loans Servicing LP.
Jose Colon- suspected robo signer at Option One / Sand Canyon / AHMSI see full deposition of Jose Colon at – http://4closurefraud.org/2011/07/28/full-deposition-of-jose-colon-of-ahmsi-and-special-officer-for-sand-canyon-formerly-known-as-option-one/
Josh Lade – suspected robo signer of Lenders Processing (LPS) MI. http://livinglies.wordpress.com/2011/07/21/robo-signing-continues-without-consequences/
JUDGE SCHACK ROBO-SIGNER DECISIONS OF NEW YORK SUPREME COURT
In these decisions, Justice Schack denied foreclosure because of the questionable and/or faulty paperwork submitted by lenders:
American Brokers Conduit v Zamalloa, 9/11/2007, 2007 NYSlipOp 32806(U);
Ameriquest Mtge. Co. v Basevich, 6/26/2007, 16 Misc 3d 1104(A), 2007 NYSlipOp 51262(U);
Aurora Loan Servs., LLC v Sattar, 10/09/2007, 17 Misc 3d 1109(A), 2007 NYSlipOp 51895(U);
Bank of New York v Mulligan, 6/03/2008, 2008 NYSlipOp 31501(U);
Bank of New York v Orosco, 11/19/2007, 2007 NYSlipOp 33818(U);
Countywide Home Loans, Inc. for the Benefit of DB Structured Products, Inc. v Persaud, 01/15/2008, 2008 NYSlipOp 30076(U);
Deutsche Bank Natl. Trust Co. v Castellanos, 5/11/2007, 15 Misc 3d 1134 (A), 2007 NYSlipOp 50978(U);
Deutsche Bank Natl. Trust Co. v Castellanos, 1/14/2008, 18 Misc 3d 1115(A), 2008 NYSlipOp 50033(U);
Deutsche Bank Natl. Trust Co. v Clouden, 9/18/2007, 16 Misc 3d 1140(A), 2007 NYSlipOp 51767(U);
Deutsche Bank Natl. Trust Co. v Maraj, 1/31/2008, 18 Misc 3d 1123(A), 2008 NYSlipOp 50176(U);
EMC Mtge. Corp. v Batista, 6/05/2007, 15 Misc 3d 1143(A), 2007 NYSlipOp 51133(U);
Fremont Inv. & Loan v McBean, 11/26/2007, 17 Misc 3d 1132(A), 2007 NYSlipOp 52229(U);
GE Capital Mtge. Servs., Inc. v Powell, 11/13/2007, 18 Misc 3d 228, 2007 NYSlipOp 27463;
HSBC Bank USA v Perboo, 7/11/2008, 2008 NYSlipOp 51385(U);
HSBC Bank USA, N.A. v Betts, 4/23/2008, 2008 NYSlipOp 31170(U);
HSBC Bank USA, N.A. v Charlevagne, 11/15/2007, 2007 NYSlipOp 33673(U);
HSBC Bank USA, N.A. v Cherry, 12/17/2007, 18 Misc 3d 1102(A), 2007 NYSlipOp 52378(U);
HSBC Bank USA, N.A. v Valentin, 1/30/2008, 18 Misc 3d 1123(A), 2008 NYSlipOp 50164(U);
HSBC Bank USA, N.A. v Yeasmin, 5/02/2008, 2008 NYSlipOp 50924(U);
NYCTL 2006-A Trust v Kin Kan Wong, 1/09/2008, 2008 NYSlipOp 30037(U);
NYCTL-1 Trust v Cruz, 6/07/2007, 15 Misc 3d 1144(A), 2007 NYSlipOp 51144(U);
NetBank v Vaughan, 6/13/2007, 15 Misc 3d 1147(A), 2007 NYSlipOp 51197(U);
Nomura Credit & Capital, Inc. v Washington, 4/30/2008, 2008 NYSlipOp 50883(U);
Perla v Real Prop. Solutions Corp., 4/28/2008, 2008 NYSlipOp 50846(U);
U.S. Bank National Association v Maynard, 11/26/2007, 2007 NYSlipOp 33766(U);
U.S. Bank National Association, Trustee v Grant, 11/09/2007, 2007 NYSlipOp 33631(U);
U.S. Bank Natl. Assn. v Bernard, 2/14/2008, 18 Misc 3d 1130(A), 2008 NYSlipOp 50247(U);
U.S. Bank v Videjus, 4/29/2008, 2008 NYSlipOp 50851(U);
Wells Fargo Bank, N.A. v Farmer, 2/04/2008, 18 Misc 3d 1124(A); 2008 NYSlipOp 50199(U);
Wells Fargo Bank, N.A. v Farmer, 6/05/2008, 2008 NYSlipOp 51133(U);
Wells Fargo Bank, N.A. v Guy, 5/01/2008, 2008 NYSlipOp 50916(U);
Wells Fargo Bank, Natl. Assn. v Reyes, 6/19/2008, 2008 NYSlipOp 51211(U).
Judith T. Romano – suspected robo signer alleged Vice President of MERS
Judy Farber , a.k.a. Judy Faber–Hutchinson- robo signer SEE FULL DEPOSITION AT http://stopforeclosurefraud.com/2010/10/12/full-deposition-of-residential-fundinggmac-judy-faber-us-bank-v-cook/
Julie Rae Johnson – Notary Public
Justin Kelley – attorney at Florida Default Group- E-mail- firstname.lastname@example.org http://www.whatsignature.com/files/Kelley_Justin_J.JPG http://www.whatsignature.com/files/Kelley_Justin_J.1.JPG http://www.whatsignature.com/files/Kelley_Justin_J.2.JPG http://www.whatsignature.com/files/Kelley_Justin_J.3.JPG http://www.floridabar.org/names.nsf/0/BC7F3993076381EA8525724500543388?OpenDocument
Karen Collins- suspected robo signer for MERS as Vice President
Kasea Matthews- suspected robo signer
Kathy Oriard – MERS/ BAC / Bank of America from Countrywide Simi CA Venture County MERS robo signer very busy robo signer according to out tracking system, If you have documents signed by her, let us know. http://220.127.116.11/oncoreV2/showdetails.aspx?id=50791784&rn=0&pi=0&ref=search
Kathy Wright- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Katrina Fisher- suspected robo signer at Lenders Processing/ Asst. Vice President Deutsche Bank http://www.linkedin.com/pub/katrina-fisher/5/882/544
Katrina Jordan- robo signer for Homecomings Financial, LLC/ GMAC and MERS
Keith Seidel- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx
Kelli Conner – suspected robo signer Aurora Loan Services
Kelly Scott- suspected robo signer at David J. Stern’s office
Kelly Tyler- California notary for robo signers
Kenny Villavicenio- suspected robo signer notary
Keri Selman- suspected robo signer
Kim Krakoviak – suspected robo signer really works at CitiMortgage in Saint Charles, Missouri, CONSIDERED ONE OF THE TOP MORTGAGE DOCUMENT SIGNERS, JAN. – JUNE, 2011 HOME PHONE- (636) 256-7189- HOME ADDRESS- 659 TIGERWOOD DRIVE, BALLWIN, MO http://dockets.justia.com/docket/illinois/ilndce/1:2011cv02308/254283/ http://www.foreclosuredefenseblog.com/2011/09/
Kim Martinez- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Kim Stewart – robo signer for U.S. Bank- New robo signer exposed by Judge Schack – “Moreover, even if plaintiff U.S. BANK’s counsel complied in a timely manner with my July 28, 2011 order and the order of the Chief Administrative Judge, plaintiff U.S. BANK would have to address its use, in the instant action, of conflicted robosigner Kim Stewart. The instant mortgage and note, were executed on October 11, 2007 and recorded on December 10, 2007, by MORTGAGE ELECTRONIC REGISTRATIONS SYSTEM, INC. (MERS), “acting solely as a nominee for Lender [U.S. BANK]” and “FOR PURPOSES OF RECORDING THIS MORTGAGE, MERS IS THE MORTGAGEE OF RECORD,” in the Office of the City Register of the City of New York, at City Register File Number (CRFN) 2007000605594. Then on May 23, 2008, MERS assigned the instant mortgage and note back to U.S. BANK. This was recorded on July 24, 2008. in the Office of the City Register of the City of New York, at CRFN 2008000294495.
The assignment was executed for MERS, in Owensboro, Kentucky, by Kim Stewart, Assistant Secretary of MERS, as assignor. The very same Kim Stewart, as Assistant Vice President of assignee U.S. BANK, on April 13, 2009, also in Owensboro, Kentucky, executed the affidavit of merit for an order of reference in the instant action. She signed the affidavit of merit as Assistant Vice President of plaintiff U.S. BANK. However, in ¶ 1 of her affidavit of merit, Ms. Stewart alleges to “a Vice President of U.S. BANK, N.A., the plaintiff.” http://stopforeclosurefraud.com/2011/12/13/nysc-judge-schack-slams-foreclosure-firm-rosicki-rosicki-associates-p-c-conflicted-robosigner-kim-stewart/ http://www.sconet.state.oh.us/rod/docs/pdf/9/2010/2010-ohio-3981.pdf
Kimberly Dawson- suspected robo signer for HSBC
Kimberly Porter- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Krista Tricarico- suspected robo signer alleged Assistant Secretary of MERS
Kristen Kemp a.k.a. Kristin Kemp– suspected robo signer
Kristina Davis – Notary in Texas (TX)
Larry Ness- suspected robo signer at Amerifund
Laura Lee Whitfield- suspected robo signer with Bank of America
Laura Pirritano- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
LENDERS PROCESSING SERVICES- NEVADA ATTORNEY GENERAL SUES LENDER PROCESSING SERVICES FOR CONSUMER FRAUD
Carson City, NV – Attorney General Catherine Cortez Masto announced today a
lawsuit against Lender Processing Services, Inc., DOCX, LLC, LPS Default Solutions,
Inc. and other subsidiaries of LPS (collectively known “LPS”) for engaging in deceptive
practices against Nevada consumers.
The lawsuit, filed on December 15, 2011, in the 8th Judicial District of Nevada, follows
an extensive investigation into LPS’ default servicing of residential mortgages in
Nevada, specifically loans in foreclosure. The lawsuit includes allegations of
widespread document execution fraud, deceptive statements made by LPS about
efforts to correct document fraud, improper control over foreclosure attorneys and the
foreclosure process, misrepresentations about LPS’ fees and services, and evidence of
an overall press for speed and volume that prevented the necessary and proper focus
on accuracy and integrity in the foreclosure process.
“The robo-signing crisis in Nevada has been fueled by two main problems: chaos and
speed,” said Attorney General Masto. “We will protect the integrity of the foreclosure
process. This lawsuit is the next, logical step in holding the key players in the
foreclosure fraud crisis accountable.”
The lawsuit alleges that LPS:
1) Engaged in a pattern and practice of falsifying, forging and/or fraudulently
executing foreclosure related documents, resulting in countless foreclosures
that were predicated upon deficient documentation;
2) Required employees to execute and/or notarize up to 4,000 foreclosure
related documents every day;
3) Fraudulently notarized documents without ensuring that the notary did so in
the presence of the person signing the document;
4) Implemented a widespread scheme to forge signatures on key documents, to
ensure that volume and speed quotas were met;
5) Concealed the scope and severity of the document execution fraud by
misrepresenting that the problems were limited to clerical errors;
6) Improperly directed and/or controlled the work of foreclosure attorneys by
imposing inappropriate and arbitrary deadlines that forced attorneys to churn
through foreclosures at a rate that sacrificed accuracy for speed;
7) Improperly obstructed communication between foreclosure attorneys and
their clients; and
Demanded a kickback/referral fee from foreclosure firms for each case
referred to the firm by LPS and allowed this fee to be misrepresented as
“attorney’s fees” on invoices passed on to Nevada consumers and/or
submitted to Nevada courts.
LPS’ misconduct was confirmed through testimony of former employees, interviews of
servicers and other industry players, and extensive review of more than 1 million pages
of relevant documents. Former employees and industry players describe LPS as an
assembly-line sweatshop, churning out documents and foreclosures as fast as new
requests came in and punishing network attorneys who failed to keep up the pace.
LPS is the nation’s largest provider of default mortgage services, processing more than
fifty percent of all foreclosures annually. Read the complaint by visiting: http://bit.ly/LPScomplaint
Leo Ortega- suspected robo signer
Leticia Arias- Notary for Ocwen http://www.foreclosurehamlet.org/profiles/blogs/pigs-ass-a-sampler-of-ocwen http://briankkorteesq.wordpress.com/2010/06/29/fake-assignments-of-mortgagestever-kanescott-andersonjohn-codytamara-pricedory-or-dorey-coebelbernice-thell/ www.msfraud.org/law/lounge/Ocwen_ResponsetoInterrogatories.pdf www.msfraud.org/law/lounge/Ocwen_ResponsetoInterrogatories.pdf whatsignature.com/files/Arias_Leticia.pdf http://4closurefraud.org/2010/05/24/take-a-look-at-these-two-assignments-not-only-scott-anderson-forgery-notary-fraudforgery-from-ocwen/
Linda Collins- suspected robo signer alleged Assistant Secretary at Chase Linda Garloch – Correspondent Operations Manager at MetLife Home Loans April 2011 – Present (8 months) Irving, TX , VP, Mortgage Production Team Manager Indymac Bank October 2004 – July 2008 (3 years 10 months) VP, Mortgage Production Team Manager, Jan 2008 – Jul 2008 Directed a Wholesale Mortgage team of six underwriters, four closers and two customer account managers. Trained associates to meet deadlines, company standard loan quality and maximum production efficiencies.
Converted products to 90% Agency and FHA from 90% Alt A and sub prime business within one year.
Completed Direct Endorsement Underwriting Certification authority and obtained CHUMS # for FHA loans in 2008.
VP, Regional Operations Manager, Dec 2005 – Dec 2007
Launched new Correspondent Mortgage operations team of five direct reporting managers and approximately 75 associates. Team handled imaging, intake, underwriting, quality control, funding, post closing and lender relations. Underwriting limit: $1 million.
Attained highest monthly volume of $700 million within two years.
Met Key Performance Index metrics average 90% each quarter. Areas measured: loan production, customer service, loan quality, efficiency and compliance.
Decreased fraud and misrepresentation significantly by utilizing the MERS to check for loans not listed on the application.
Recognized and received outstanding performance award at Sales Executive Council, 2006 and 2007.
Implemented bi-weekly sales training; topics included underwriting tips, foreign national borrowers, underwriting and purchasing red flags.
Reduced labor costs and increased productivity by transitioning all loan files to an online tracking system.
Assistant VP, Operations Manager, Oct 2004 – Dec 2005
Collaborated and opened new branch office with First Vice President. Built working relationships with key corporate departments: compliance, warehouse lending, secondary marketing, sales, IT systems, loan servicing, as well as other Wholesale and Correspondent production branch offices.
Achieved #1 status in volume production within one year and retained status.
Delivered quarterly operations presentations to five sales teams of five members each. Regional Operations Director- Principal Residential Mortgage Inc. August 1994 – August 2004 (10 years 1 month) Citi Mortgage (Principal Residential Mortgage, Inc.) Scottsdale, AZ
Regional Operations Director, 2002 – 2004
Oversaw Correspondent Mortgage operations which included: registration, funding, insuring (FHA /VA) and post closings for the West Region. Trained employees in the latest products and processes. Communicated daily with Regional Vice President, Marketing and Underwriting teams regarding repurchases, quality control issues, underwriting “pends” and FHA insuring.
Managed staff of up to 80 associates to purchase as much as $2 billion per month.
Decreased full time benefits and reduced layoffs by utilizing 60% temporary staffing,
Cut funding turn time from competition’s 5.0+ business days to 2.4 in 2003.
Reduced FHA uninsured loans from 27 to zero within three months and maintained a level of three or less.
Increased business 10% by assisting with the design, development and deployment for live price trace registrations on website for Correspondents.
Decreased staff turnover to a low of 5% in 2004 through motivational programs, appreciation lunches and high performance awards.
Operations Manager, 1997 – 2002
Managed staff of up to 50 associates to purchase as high as $1 billion per month.
Exceeded performance goals and recognized as Elite Top Producer, 2001 and Top Producer, 2002.
Assisted with team of 10 to design, develop and deploy website for Correspondents to view seller guide, lock loans, extend and modify locks, view pipeline reports. Additionally, assisted with the design, creation and implementation of new Loan Registration System.
Trained staff on DU/LP automated underwriting systems.
Authorized to negotiate individual loan pricing modifications and extensions.
Assistant Manager, – 1994 – 1997
Assisted Regional Director opening a new branch office in Scottsdale, Arizona. Oversaw registration, funding and post closing processes for the West Region. Provided HR functions such as hiring, training and performance reviews for staff of 40. Supervisor at Principal Residential Mortgage, Inc. November 1985 – August 1994 (8 years 10 months) Started as a steno typist and promoted 5 times working in the Des Moines, IA office.
Positions held include: Supervisor, Coordinator, Administrative Assistant, Loan Specialist, Loan Technician, Steno Typist
Developed and implemented procedures to use an alternative quick fund process for a large correspondent, procedures to purchase bulk commitments and process to purchase servicing only loans of $500 million.
Coordinated first Correspondent Lending Annual Meeting by arranging hotel, caters, travel entertainment, etc. http://www.linkedin.com/in/lindagarloch
Linda Wheeler- suspected robo signer alleged Vice President of Wells Fargo
Liquenda Allotey- has signed as: Southstar Funding, VICE PRESIDENT MERS ; EMC Mortgage, VICE PRESIDENT, MERS; Great Country Mortgage VICE PRESIDENT, MERS as: NOMINEE; Encore Credit, VICE PRESIDENT, MERS; GreenPoint Mortgage, VICE PRESIDENT, MERS as: NOMINEE; Academy Mortgage VICE PRESIDENT, MERS as: NOMINEE; First Residential Mortgage, VICE PRESIDENT, MERS as: NOMINEE; Bear Sterns Res. Mort., VICE PRESIDENT, MERS as NOMINEE; United Medical Bank, VICE PRESIDENT, MERS as: NOMINEE
EMC Mortgage, VICE PRESIDENT, MERS as: NOMINEE; Impac, VICE PRESIDENT MERS as: NOMINEE; Encore Credit, ASSISTANT SECRETARY MERS as: NOMINEE American Mortgage Network, VICE PRESIDENT, MERS as: NOMINEE Bear Sterns Res. Mort., ASSISTANT SECRETARY,MERS as: NOMINEE US Bank, VICE PRESIDENT, MERS as: SOLELY; EMC Mortgage, ASSISTANT SECRETARY, MERS as: SOLELY; JP Morgan Chase, ATTORNEY-IN-FACT MERS Attorney-in-Fact, JP Morgan Chase Bank National Association as successor in interest to Washington Mutual Bank as successor-in- interest to Long Beach Mortgage Co.
www.whatsignature.com/files/Unknown_MERS_-_First_Financail_Equities.GIF, www.whatsignature.com/files/Allotey_Liquenda.2.pdf, www.whatsignature.com/files/Allen_Greg.4.pdf, www.whatsignature.com/files/Allotey_Liquenda.3.pdf, www.whatsignature.com/files/Allotey_Liquenda.4.pdf, www.whatsignature.com/files/Allotey_Liquenda.5.pdf, www.whatsignature.com/files/Allotey_Liquenda.6.pdf, www.whatsignature.com/files/Allotey_Liquenda.7.pdfwhatsignature.com/files/Casey_Matthew.pdf whatsignature.com/files/Cody_John.pdf http://18.104.22.168/oncoreV2/showdetails.aspx?id=46409658&rn=0&pi=0&ref=search
Lisa Allinson- is a Robo Signer for MERS, Inc as nominee for Amnet Mortgage, Inc dba American Mortgage Network of Florida. The assignment was signed in 2010, where Amnet was aquired by Wachovia in 2005 which was merged with Wells Fargo in 2009. http://www.scribd.com/TiffanyLArthur
Lisa Riddle- suspected robo signer for JP Morgan/Chase
Lori Bolduc- Attorney Manager at Harmon Law Offices, P.C. http://www.salemdeeds.com/robosite/RobosignerList.aspx
Lorraine Best- robo signer, really is AVP, Home Loan Manager at Countrywide from April 2003 – Present (8 years 9 months) and prior to that was a Home Mortgage Consultant at Wells Fargo Home Mortgage from September 2000 – April 2003 (2 years 8 months) http://www.linkedin.com/pub/lorraine-best/3/905/a8a
Lou Ann Howard – suspected robo signer alleged MERS Secretary/ Central Mortgage Company
Luis Rolden- a.k.a Luis Roldan- suspected robo signer alleged Assistant Secretary for MERS- http://22.214.171.124/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://126.96.36.199/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
M. Baggs (Notary for M. Baggs in San Antonio, TX)
Malik Basurto – suspected robo signer alleged MERS Assistant Secretary http://188.8.131.52/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://184.108.40.206/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
Mandrell Jones – suspected robo signer
Marcell G. Pace- signed a deed of trust to Deutsche Bank signed by as an “Assistant Secretary” of MERS, and, a second document signed by Mr. Pace as an officer of GMAC one day later for the same property.alleged officer of MERS- lives at 6146 Argyle Street, Philadelphia, PA 19111
Marcia Morgan- suspected robo signer of Argent Mortgage
Marcia Williams- suspected robo signer
Marco Marquez – suspected robo signer
Maria Camarillo- suspected robo signer , but really is an Analyst III at OneWest Bank, FSB March 2009 – Present (2 years 9 months) Manager-Operations Indymac Bank- October 1993 – March 2009 (15 years 6 months) Managed File Delivery for the Due Diligence on site-reivews for Secondary Marketing. Managed File Delivery for Fannie Mae & Freddie Mac audit files delivery & managed all collateral exceptions for Transaction Sales in Secondary Marketing. Supervisor – Countrywide Home Loans- December 1990 – October 1993 (2 years 11 months) Liaison for all Business Units to clear all collateral exceptions. http://www.linkedin.com/pub/maria-camarillo/9/2a8/429
Maria Medina Rodriguez- suspected MERS robo signer in Ventura County, CA
Marissa Menza – suspected robo signer http://livinglies.wordpress.com/2011/01/28/foreclosure-hamlet-you-know-its-robo-signed-if-their-name-is/
Mark Lee – suspected robo signer
Mark T. Young- suspected rob signer at American Federal Mortgage
Mark Zwicker – possibly Attorney at Mark L. Zwicker, P.C., Springfield, Massachusetts & ASC Loan Servicing
Marsha Graham – suspected robo signer alleged Vice President of Wells Fargo
Martha Munoz- suspected robo signer signs as alleged MERS Assistant Secretary http://220.127.116.11/oncoreV2/showdetails.aspx?id=50492574&rn=0&pi=0&ref=search http://18.104.22.168/oncoreV2/showdetails.aspx?id=50492576&rn=1&pi=0&ref=search http://22.214.171.124/oncoreV2/showdetails.aspx?id=50492578&rn=2&pi=0&ref=search http://126.96.36.199/oncoreV2/showdetails.aspx?id=50492580&rn=3&pi=0&ref=search http://188.8.131.52/oncoreV2/showdetails.aspx?id=50492582&rn=4&pi=0&ref=search http://184.108.40.206/oncoreV2/showdetails.aspx?id=50492584&rn=5&pi=0&ref=search http://220.127.116.11/oncoreV2/showdetails.aspx?id=50646665&rn=0&pi=0&ref=search http://18.104.22.168/oncoreV2/showdetails.aspx?id=51125326&rn=9&pi=0&ref=search http://22.214.171.124/oncoreV2/showdetails.aspx?id=51125328&rn=10&pi=1&ref=search
Marti Noriega, robo signer for LPS. Is really a AVP Foreclosure Department at Litton Loan Services from June 1998 – Present (13 years 7 months) Houston, Texas Area http://www.linkedin.com/pub/marti-noriega/19/368/900 http://members.beforeitsnews.com/story/520/933/Robo_Signers_h-z_Updated_April_1,_2011.html http://4closurefraud.org/2011/03/30/full-deposition-of-tywanna-thomas-mother-cheryl-denise-thomas-of-docx-lps/ http://stopforeclosurefraud.com/2011/04/11/foreclosure-diaries-litton-loan-mod-attempt-2-steven-j-baum-foreclosure-mill/ http://stopforeclosurefraud.com/2010/10/10/false-statements-bank-of-america-florida-default-law-group-law-offices-of-david-stern-lender-processing-services-litton-loan-servicing-cheryl-samons-security-connections-inc/ http://www.deanmostofi.com/?p=924 http://livinglies.wordpress.com/2010/02/25/hers-info-invalid-notarization/ http://www.massrealestatelawblog.com/2010/10/02/major-lenders-halt-foreclosures-over-concerns-with-faulty-documents/ http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Marvell L. Carmouche – Executive Trustee Services (ETS) robo signers – http://dockets.justia.com/docket/texas/txsdce/1:2011cv00096/887206/ http://www.corporationwiki.com/California/Mission-Hills/executive-trustee-services-llc-2663366.aspx
Mary Chavarria – suspected robo signer at Bank of America
Mary Enos- suspected robo signer
Mary Lynch- PA notary for known MERS robo signers, Jeffrey Stephan & John Kerr http://whatsignature.com/Lsignatures.html
Mattie Miller – Notary
Melissa Katz- notary in Montgomery County
Melissa Taylor- suspected robo signer at Lenders Processing- assignments between April and June 2010 with her signing for AIG, WaMu, SCME Mortgage, Countrywide and BAC
Mellissa Saucedo – Notary in Tarrant County TX
MENDY F MUNDEY, aka MENDY S MUNDEY, aka MINDY MUNDEY, aka WENDY S MUNDT, aka WENDY S MUNDY- All names have the same Social Security Number LIVES AT: 4390 Pinecastle Ct Huber Heights, OH 45424-4752 (937) 237-9047
Michael G. Dalton – suspected robo signer at Bank of America
Michael Gekht,- California Notary for BAC Home Loans, fka Countrywide, lives at 4405 Matilija Ave Apt 7, Sherman Oaks, CA,91423 http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Michael Hanna – suspected robo signer at Ocwen
Michael Nadeau – suspected robo signer First Vice President at Countrywide Bank Greater Los Angeles http://www.salemdeeds.com/robosite/RobosignerList.aspx
Michelle Carter – suspected robo signer Capital One Bank
Michelle Green- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx
Michelle Rice- suspected robo signer Aurora Loan Services
Michelle Rice- suspected robo signer HSBC, Default Servicing Manger
Michele Sjolander- suspected robo signer SVP; Business Executive-Secondary Marketing Loan Delivery & Operations at Bank of America From April 2009 – Present (2 years 9 months) prior MD Loan Delivery Operations at Countrywide now part of Bank of America from September 2008 – April 2009 (8 months) prior MD, Transaction Management at Countrywide from May 2008 – September 2008 (5 months) prior to that GSE Loan Delivery & Operations -Responsible for all operational aspects of Secondary Marketing trade fulfillment (GSE mortgage backed securities/Whole Loan/Mortgage Revenue Bonds); including acquiring mortgage insurance, loan delivery preparation, pricing, settlement and data/note deficiency resolution. Facilitate daily pricing dissemination to the production units in alignment with market movement. Manage middle and back office support for trading functions; ticket entry, allocations, margin maintenance, MBSCC settlements and early settlements. Enforce negotiated investor eligibility, pricing and collateral certification requirements. Supervise and prioritize business system enhancements, processes and reporting to maximize performance and improve efficiencies. EVP, Loan Delivery & Operations at Countrywide Bank from November 2007 – May 2008 (7 months) , EVP, Loan Delivery & Operations at Countrywide from September 2004 – November 2007 (3 years 3 months) duties included Oversee a staff of 98 and the management of Loan Delivery, Operations, Eligibility, Middle Office, Pricing Dissemination, Settlements and Cash Management.
Review investor contract, amendments, and variances to evaluate impact on the delivery, pricing and certification processes.
Evaluate solutions for delivery of aged inventory; reduce carry days for Conforming product, management and reporting of HFS/HFI inventory.
Participate in GSE negotiations and oversee the integrity of the data used for both loan eligibility and transmission to the GSE’s and WHL investors.
Guarantee all Conforming Fixed and ARM trades executed are filled in a timely manner and with the appropriate security to meet the trade stipulations.
Oversee the management of Collateral Operations area which serves as a liaison between CFC Production Divisions and Document Custodians. SVP, Loan Delivery and Operations at Countrywide Financial from May 2002 – September 2004 (2 years 5 months) 1st VP, Conforming Trading & LD Operations at Countrywide Home Loans from September 1998 – May 2002 (3 years 9 months) prior to that VP Trading-GSE Delivery at Weyerhaeuser Mortgage Co from 1988 – 1998 (10 years) http://www.linkedin.com/pub/michele-sjolander/5/881/18b
Mike Menchise- suspected robo signer
Miguel Perez – suspected robo signer alleged Vice President of Washington Mutual (WAMU)
Miguel Romero – suspected robo signer signing as Assistant Secretary of MERS http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Miriam Moore – suspected robo signer Lenders Processing Services-
Monica Medina- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Muriel Adams- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx
Mycal Farmer- suspected robo signer
N. Deeter- suspected robo signer
N. Staton suspected robo signer (Signed Reconveyance Deed as Asst VP in San Antonio, TX)
Nancy Ellis – suspected robo signer
Nancy Farber- Notary
Natasha Jones- suspected robo signer
Nate Blackstun – suspected robo signer Default Vice President at CitiMortgage Greater St. Louis Area http://www.salemdeeds.com/robosite/RobosignerList.asp http://www.linkedin.com/pub/nate-blackstun/2a/490/b7a
Nationwide Title Clearing- sued for robo-signing- by Illinois’ A.G. http://www.chicagotribune.com/news/sns-rt-us-foreclosure-lawsuittre81121h-20120202,0,7722904.story
Nicholas Hoye – Nicholas Hoye from the Minneapolis, Minnesota offices of Wells Fargo Home Mortgage is the winner of the Busiest Robo Signer award of 2011. Hoye signed thousands of mortgage assignments in the first six months of 2011. Hoye most often signs to convey mortgages to his employer, Wells Fargo. Hoye has signed as a Certifying Officer for MERS as Nominee for at least 40 mortgage companies. The runner-up is Ricky L. Thompson, also from Wells Fargo. http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Nick Miller - suspected robo signer
Nicole Jones – suspected robo signer for BAC
Nicole Miles a.k.a. Nicole Miles-Todd- suspected robo signer is a Project Manager at Wells Fargo Home Mortgage Charlotte, North Carolina http://www.linkedin.com/pub/nicole-miles-todd/21/79/532
Neil Bowman- suspected robo signer for HSBC
Olga Cox – suspected robo signer
Pam Meinhold – suspected robo signer
Pamela Davis – suspected robo signer alleged Asst Vice President of MERS
Patricia Cox – of Smith, Hiatt & Diaz, P.A.- suspected robo signer
Patricia Miner – suspected robo signer
Paula Hansen – suspected robo signer at Midland Funding
Paula M. Riley – Notary in Texas for Wells Fargo
Paula Okon- suspected robo signer
Paula Ward – suspected robo signer MERS robo signer
Penny Garcia – suspected robo signer signing as Assistant Secretary of Option One
Perry Lerner – suspected robo signer Ocwen- Really is a Contract Management Coordinator at Ocwen Financial Corporation ,West Palm Beach, Florida http://www.linkedin.com/pub/perry-lerner/10/91b/bb1
Peter Kelley – Attorney at Florida Default Law Group in Miami – admitted in 2008- http://www.floridabar.org/names.nsf/0/6A3DFD1962E29ED9852574FD0051A939?OpenDocument
Philip A. Hasty – suspected robo signer
Rachel Warmack – suspected robo signer alleged employee of Carrington Mortgage Services, LLC – signing as VP of Option One Mortgage Corporation, Orange County, CA is really Vice President of Operations at American Document Services, LLC Currently holds this position , Asst. Vice President at BayView Portfolio Services FKA PPSI FKA PSI , 1989 – 2001 (12 years) May live at 236 N. Louise Street, Unit: 108, Glendale, CA 91206 http://www.linkedin.com/pub/rachel-warmack/8/83b/985
Radford W. Smith – suspected robo signer
Ralph Flores – suspected robo signer signing as Assistant Secretary of MERS http://126.96.36.199/oncoreV2/showdetails.aspx?id=51125286&rn=3&pi=0&ref=search
Rebecca Nilsen – attorney at Marshall C. Watson- CREDENTIAL SUMMARY Rebecca S. Nilsen is a graduate of Nova Southeastern University, Shepard Broad Law Center, Fort Lauderdale, Florida. She is also admitted in the United States District Court for the Southern and Middle Districts of Florida. Attorney Nilsen’s experience includes extensive experience as a litigator, and has worked with H.O.P.E., Housing Opportunities Project For Excellence, Inc., several National Developers in the negotiation of real estate transactions, and as a Closing Agent she has successfully represented corporate clients http://www.floridabar.org/names.nsf/0/3F5119D2CE188A4685256D39006F0634?OpenDocument http://www.whatsignature.com/files/Nilsen_Rebecca.GIF
Regina Garcia- suspected robo signer alleged MERS Vice President
Regina Lashley- suspected MERS robo signer
Regina Noble- suspected robo signer really works for Foreclosure Timeline Management in Austin, Texas.
Regina White- suspected robo signer for Loancare Mortgage
Rene Rosales- robo signer- Rene Rosales real estate license permanently revoked in CA in 2007. That information is available at the CA Governor’s website, to wit; Effective: 2/13/07. Violation: 2731, 2831, 2831.1,. 2831.2, 2832,. 2832.1, 2834, 10145,. 10159.5, 10177(d)(g). Rosales, Rene Israel (RES). 2901 W. Beverly Blvd . www.dre.ca.gov www.dre.ca.gov/pdf_docs/rebsum07.pdf
Renee Daniels – suspected robo signer is really Retail Market Leader at wachovia from July 2009 – Present (2 years 6 months) , prior service leader at Wachovia Bank, 2007 – Present (4 years) , Sales Development Consultant at Wells Fargo 2010 – 2011 (1 year) , Manager at World Savings February 1988 – May 2007 (19 years 4 months)
Renee Friedman – suspected robo signer for MERS
Rhonda Schwartz – suspected robo signer alleged Assistant Vice President of SunTrust Mortgage
Richard Paz- suspected robo signer signing as Assistant Secretary of MERS http://188.8.131.52/oncoreV2/showdetails.aspx?id=51125286&rn=3&pi=0&ref=search
Richard Williams – suspected robo signer Attorney –In-Fact for MTGLQ and Vice President of Litton Loan Services
Skogg, Ric- Ric Skogg a.k.a. Ric Skogg- robo signer for Aurora-
Aurora Loan Services Inc.
10350 Park Meadows Drive
Littleton, CO 80124
Telephone: (303) 720-945-3000
Aurora Loan Services & Lehman Brothers
Rick started as ‘President’ 1997 through 2006
Rick was sooooo good he held two positions
1) Aurora Loan Services COO &
2) Managing Director – Lehman Brothers
In 1997 Rick Skogg President started
Aurora Loan Services. Rick Skogg came from Harbourton Mortgage Co. LP. President & CEO. Originally Platte Valley Mortgage Co LPdid a reverse merger reanmed Platte Valley Mortgage Co. Harbourton Mortgage Co.
Harbourton Funding Corporation is located at
2530 S Parker Rd Ste 500 Aurora, CO 80014.
The officers include Rick W Skogg. Harbourton Funding Corporation was incorporated on Wednesday, February 19, 1992 and is currently not active. C T Corporation System represents Harbourton Funding Corporation as their registered agent.
Rick Skogg does not report where he worked 2006-2008
10/2008 – 8/2010 Rick Skogg
SUMMARY & Accomplishments
DENVER, CO. – W.J. Bradley (WJB), a privately held independent retail mortgage lender, announced today the addition of Rick Skogg as the Company’s new President. Skogg joins WJB from Aurora Loan Services, where he served as Chief Operating Officer and was instrumental in successfully establishing retail, correspondent and broker platforms.
His accomplishments at Aurora included developing a master servicing division that oversaw $170 billion of mortgage assets and building a primary servicing unit that serviced in excess of $90 billion of mortgage rights and a warehouse lending unit that provided interim financing to Aurora’s clients.
Skogg has more than 20 years of extensive experience in leading successful mortgage organizations, including spearheading the sale of Harbourton Mortgage Company to Lehman Brothers Holdings and serving as President and Chief Executive of Platte Valley Mortgage Corporation.
“I am proud to be joining a company with a solid vision and mission for the future. WJB’s commitment to outstanding customer service backed by an exceptional sales force and operations team will allow us to gain significant market share while raising the standards of excellence in our industry to newer heights,” shared Skogg.
Skogg will serve as President of WJB, overseeing all day-to-day aspects of the WJB business, including sales, operations, marketing and customer service. He will also work with the WJB team to increase production and promote continuous and profitable growth of the business.
Chief Executive Officer Bill Bradley said, “I am pleased to have Rick on board. I believe the combination of his experience, focus and dedication will be critical factors to WJB’s continued success during this historic time in our industry. http://www.linkedin.com/pub/rick-skogg/b/440/b91 http://livinglies.wordpress.com/2011/05/07/cochrane-robosigning-at-aurora/ http://dockets.justia.com/docket/nevada/nvdce/2:2010cv01121/74641/ http://livinglies.wordpress.com/2011/03/25/wisconsin-appeals-ct-aurora-is-not-owner-of-note-trial-court-reversed/
Ricky Thompson – suspected robo signer http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Rita Knowles- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.aspx
Robert Bourne- suspected robo signer at JP Morgan/Chase, also as Certifying Officer for Wells Fargo by American Title Insurance, as attorney-in-fact
Robert Walsh – Notary for Nationstar Mortgage
Robin Mays – suspected robo signer
Rodney Cadwell – suspected robo signer but is really VP Asset Management Arch Bay Capital March 2010 – Present (1 year 9 months) VP Business Solutions Arch Bay Capital September 2008 – March 2010 (1 year 7 months) 1st VP Business Development & Implementations Lender Processing Services, Inc July 2008 – September 2008 (3 months) VP Bus. Development Lender Processing Services, Inc. March 2006 – July 2008 (2 years 5 months) AVP Bus. Development & Implementation FIS-LPS March 2005 – March 2006 (1 year 1 month) http://www.linkedin.com/pub/rodney-cadwell/6/128/2b6
Ronnie Barker – suspected robo signer alleged Vice President of MERS for Nationstar
Roy Stringfellow – suspected robo signer for Saxon Mortgage
Saxon October 2010 – Present (1 year 2 months) Foreclosure/Legal
Vice President Vericrest Financial, Inc. May 1995 – January 2010 (14 years 9 months) Led and managed Loss Mitigation, Foreclosure, and Bankruptcy departments
Loss Mitigation Analyst / Manager Vericrest Financial Services January 1995 – January 1997 (2 years 1 month) http://www.linkedin.com/pub/roy-stringfellow/1a/580/a8a
Ryan Hyland – Select Portfolio Servicing
Sandra Reyes- suspected robo signer for IndyMac Bank
Sandra Stone – Mortgage Services
Sandy Carvalho – suspected robo signer alleged Assistant Secretary for Mortgage Electronic Registration Systems, Inc. (MERS) as Nominee for First Franklin a Division of National City Bank of IN
Sharika Bracken – suspected robo signer but is really a Mortgage Specialist IV at OneWest Bank in Hampton, Georgia (Greater Atlanta Area) from December 2009 – Present (2 years 1 month) – Job Description- Conduct reviews on escalated files submitted by an authorized third party partner and ensure that all files are reviewed and updated on their propriety website.
Responsible for managing my own pipeline of loans, calculated income, provide direct feedback to borrower and their third party, and ensure that all applicable regulatory guidelines are met.
Monitor foreclosure sales and ensure loans are properly reviewed and decision prior to sale.
Required to have knowledge of the HAMP process, short sale guidelines, foreclosure timelines, income documentation standards and regulatory guidelines regarding mortgage servicing and home modification.
Assist with preparation for investor audits to ensure compliance with investor guidelines.
Prepare foreclosure affidavits for court mediation.
Attends Naca’s save the dream tour to assist borrowers directly with loan modification.
Mortgage Specialist IV at OneWest Bank January 2008 – Present (4 years)
Loan Counselor at OneWest Bank January 2008 – December 2009 (2 years) – Job Description- Educated delinquent and current borrowers with options to improve their financial situation.
Assisted borrower with their escrow account, amortization period, payment history, and terms of mortgage.
Mentor new hires in on the job training.
Handled escalated customer service problems to insure resolution with their payment plan, trial agreements, and final modification terms
Scott Scheiner- suspected robo signer alleged Vice President of MERS for Citibank / American Home Mortgage ( a defunct entity) See page 9 of http://www.scribd.com/doc/38654717/Class-Action-vs-Mortgage-Electronic-Registration-Systems-Gmac-Deutsche-Bank-Nation-Star-Aurora-Bac-Citi-Us-Bank-Lps-Et-Al http://www.zerohedge.com/print/312086
Scott Walker- suspected robo signer in Minnesota
Shannon Weiss- suspected robo signer
Sharon Bookout- suspected robo signer at Homeside Lending
Sharon Morgan- suspected robo signer Assignment she signed states that she is the Vice President of MERS. In the related Bankruptcy case she signed an Affidavit stating she was a Vice President of Flagstar Bank, FSB. For full details, see Comment Section and link below. http://www.zerohedge.com/print/312086 stopforeclosurefraud.com/2011/03/25/ma-bk-court-mers-purported-note-“assignments”-all-invalid-mers-cannot-assign-mortgage-and-note-in-re-thomas/
Shapiro & Burson - A federal class action claims that thousands of Maryland homeowners lost their homes because of the illegal robo-signing operation of the Shapiro & Burson law firm, with offices in Baltimore, Md., and Fairfax, Va., and six of its attorneys. The suit also charges the firm charged excessive fees. The suit notes that the State’s Attorney in Prince George’s County, Md., has opened a criminal inquiry into the firm’s practices and has received statements from a former employee who said he was told to sign thousands of affidavits without seeing any evidence that the statements in the affidavits were true. http://www.consumeraffairs.com/news04/2011/04/law-firm-s-robo-signers-defrauded-thousands-class-action-charges.html
Shawn Belcher- suspected robo signer from Orange County, CA
Stacy Jones- suspected robo signer for IndyMac Bank
Sofia Cummings- suspected robo signer
Sonya Moore – suspected robo signer at Wells Fargo
Sonja Stevens- robo signer for OneWest Bank/IndyMac Bank- files false affidavits of indebtedness with 2 different sets of ledgers/books- Broward Case # 09-519 (Lehman XS Trust Mortgage Pass Through series 2005-5N) http://4closurefraud.org/2012/02/21/two-sets-of-books-loan-balance-mbs-report-conflicts-with-servicer-affidavits-presented-to-courts-homeowners/
Steven Green- a.k.a. Steven Y. Green- suspected robo signer
Susan Smothers- suspected robo signer as Assistant Secretary of MERS. The “Substitution of Trustee” document substitutes Cal-Western Reconveyance Co. as the new trustee. Susan Smothers is an employee of Cal-Western Reconveyance Co. I also have a Trustee’s Deed Upon Sale. Doc#3970143 recorded at the same Washoe Co. Recorder’s website. This document is signed by the same “Susan Smother” as A.V.P (assistant vice president?) of Cal-Western Reconveyance Co.
Susan Turner – suspected robo signer for GMAC
Sylvia Kohut – a “legal” robo signer for Wells Fargo- read the article http://www.huffingtonpost.com/2011/05/24/banks-robo-sigining-foreclosures_n_865696.html http://takeyourhomeback.com/?p=1005
Swarupa Slee, suspected robo signer signing as MERS Assistant Secretary and Witness http://184.108.40.206/oncoreV2/showdetails.aspx?id=50497339&rn=90&pi=9&ref=search http://220.127.116.11/oncoreV2/showdetails.aspx?id=51125324&rn=8&pi=0&ref=search http://18.104.22.168/oncoreV2/showdetails.aspx?id=51125326&rn=9&pi=0&ref=search http://22.214.171.124/oncoreV2/showdetails.aspx?id=51125328&rn=10&pi=1&ref=search
T. Sevillano real name is Tina is robo signer- she signs for Bofa, Mers, and Recontrust. Her document meets the following indicators of robo-signing :The name of the signing party is stamped on the documents in block letters. The date of the signature and the date of the notarization are not the same. The party who signed the document executed it as a representative of the servicer. (I believe Sevillano is not an actual employee of the servicer.) The document purports to assign the mortgage or the deed of trust from the originator directly to the trust. (I think that is correct) The document that purports to assign the mortgage of deed of trust to the Trust was signed AFTER the cut-off date for the transfer of all such to the Trust pursuant to the Pooling and Servicing Agreement. The assignment of mortgage or deed of trust was filed or signed after the foreclosure proceeding began/was filed. Tina Sevillano a.k.a. T. Sevillano really works as Trustee Sales at Recon Trust Co in Greater Los Angeles Area Lives at 950 Catalano Ct Fillmore, CA 93015-1064 Home phone (805) 516-9031 http://www.linkedin.com/pub/tina-sevillano/15/106/a92 http://abigailcfield.com/?p=562 http://www.justanswer.com/real-estate-law/507ue-robo-signing-issue-resolved-found.html http://www.loansafe.org/forum/bank-america-home-loans/38735-question-regarding-nod-filing.html http://www.foreclosurehamlet.org/profile/Jackdougherty?xg_source=activity www.caeb.uscourts.gov/documents/Judges/PreHearingDispositions/1102_1030_746M.pdf www.caeb.uscourts.gov/documents/Judges/PreHearingDispositions/1102_1030_746M.pdf (copy & paste into browser)
Tamara Savery- robo signer at Wells Fargo Bank- full deposition at : http://www.propublica.org/documents/item/july-2009-deposition-by-tamara-savery-of-wells-fargo
Tammi Haines- suspected robo signer
Tammy Bohon – suspected robo signer Worked at Wachovia/Wells Fargo (Work Leader) Went to William Byrd High School Lives in Vinton, Virginia From Vinton, Virginia https://www.facebook.com/profile.php?id=100000164047183
Tara Cardoza- suspected robo signer Vice President at Emigrant Bank from December 1992 – Present (19 years 1 month) Manage new loan process for commercial real estate loans ranging from $75,000 to $5 million from loan approval to closing. Work closely with closing attorneys to resolve title issues and authorize changes to loan documents. Oversee the preparation and issuance of commitments. Negotiate commitment terms with borrowers/brokers. http://www.linkedin.com/pub/tara-cardoza/6/692/186
Tara Stabile suspected robo signer is really an employee of Shapiro & Fishman, LLP signing as Vice President and Asst. Secretary of MERS for America’s Wholesale Lender, Hillsborough County, Florida http://126.96.36.199/oncoreV2/showdetails.aspx?id=48737170&rn=0&pi=0&ref=search
Taylor, Bean & Whitaker- defunct entity. See http://www.taylorbean.com/PressRelease/Press.aspx
Teresa Goldberg – suspected robo signer at JP Morgan/Chase
Theodore Schultz, robo signer employee of Aurora Loan Services, MERS robo signer, see page 11 http://4closurefraud.org/2010/10/03/kaboom-class-action-vs-mortgage-electronic-registration-systems-gmac-deutsche-bank-nationstar-aurora-bac-citi-us-bank-lps-et-al/
Thomas Walsh- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Tiffany Bitsoi – suspected robo signer as a MERS officer
Tim Volpe – suspected robo signer for MERS from Duval County, FL
Tina Bado – suspected robo signer She is really Sr. Vice President, Default BankUnited in Miami/Fort Lauderdale Area and Currently holds this position as Senior Vice President BankUnited from 2007 – Present (4 years) but she signed as AVP on a Substitution of Trustee for Bayview Loan Servicing, LLC. Home phone number 305-596-4301 and lives at either 11811 SW 122nd Ave, Miami, FL 33186 or 8490 SW 96th Street, Miami, FL 33156 http://www.linkedin.com/pub/tina-bado/a/83b/507
Tina Mazahri – notary for robo signers in Ventura County, CA- Commission #1908072
Tinoco Carla – a.k.a. Carla Tinoco- suspected robo signer notary ( does anyone know what state her notary is from?)
Todd Stevens- suspected robo signer for Deutsche Bank
Tom Smith- suspected robo signer for Litton Loan
Topako Love- robo signer for Lenders Processing Services – Foreclosure Timelines Supervisor at Lender Processing Services, Inc. (LPS) in Greater Minneapolis-St. Paul Lives at 520 7th St W Hastings, MN 55033-1716 ,(651) 438-7482 http://www.linkedin.com/pub/topako-love/15/148/b32 http://shamethebanks.org/jorge/robo-signer-misdeeds-may-help-homeowners http://msfraud.org/fraudsterlist.html http://4closurefraud.org/2011/05/31/mers-class-action-schare-vs-mortgage-electronic-registration-systems-complaint-and-exhibits/ http://foreclosureselfdefense.wordpress.com/fraudclosure-robo-signers-at-root/ http://www.foreclosurehamlet.org/forum/topics/4164911:Topic:29971?commentId=4164911%3AComment%3A30031
Toyna Hopkins – robo signer- wherein Tonya Hopkins signed over a mortgage in her capacity as Assistant Secretary of Sand Canyon Corporation. The problem with this? Sand Canyon hasn’t been in the mortgage business since 2009, and Tonya Hopkins doesn’t work for Sand Canyon: she works for American Home Mortgage Servicing Inc. http://www.freerepublic.com/focus/f-news/2779342/posts http://www.americanbanker.com/issues/176_170/robo-signing-foreclosure-mortgage-assignments-1041741-1.html?zkPrintable=1&nopagination=1 Several other documents reviewed this month by American Banker were signed in July by Tonya Hopkins, who identified herself as an assistant secretary for Sand Canyon Mortgage, also known as Option One Mortgage Corp., the former subprime lending unit of H&R Block Inc. (CLICK ON THE WORD “documents” AND PRINT IT OUT)
Tracey O’Brian-Moore – suspected robo signer for Wachovia Bank
Tracy Brown- suspected robo signer http://www.salemdeeds.com/robosite/RobosignerList.asp
Tracy Lawrence- notary for Lenders Processing “bad boys” Gary Trafford and Gerri Shepperd found dead- State witness Tracy Lawrence was found dead by Las Vegas Metro Police officers Monday morning. They were called to her apartment by the Attorney General’s office after she missed a Monday morning court hearing. The Attorney General’s office says she was going to be sentenced after pleading guilty to one count of fraudulent notarizing. She was one of four notaries cooperating with the state in exchange for lighter sentences. She faced up to a year in prison for forging signatures enabling title companies to rush Nevada home foreclosures. Title loan officers Gary Trafford and Gerri Shepperd of Lender Processing Services were indicted on more than 600 felony charges
Victoria Kowal- suspected robo signer is really a Closing Supervisor , Wachovia, A Wells Fargo Company September 2008 – Present (3 years 3 months)
• Promoted from Quality Assurance/Payoff/Appraisal Team Lead to Closing Supervisor.
• Managed 10 Team Leaders (Direct Reports) and 110 Closers/Funders (Indirect Reports).
• Guaranteed all required loan documents, forms and statements were consistently prepared and processed as required.
• Ensured staff met required benchmarks, and reported departmental performance to Senior Management.
• Responded to internal and external auditors and provided recommendations for corrective action as needed.
• Monitored weekly government exception reports relating to FHA insurability.
• Responsible for distribution of product development information, staff meetings, communication with senior management and policy and procedure creation and implementation.
• Performed quality checks, developed and reviewed performance reports, identified areas to improve and implemented measures to improve performance levels and meet objectives.
• Instrumental in completing 2008 HMDA scrub project reviewing over 11,000 adverse loans to ensure HMDA & ECOA compliance.
• Increased closing/funding numbers 200% for six consecutive months.
• Recipient of 8 “Shared Success” awards sent by peers and management in recognition of efficiency and teamwork.
Title QC Specialist/Quality Control LendingTree Settlement Services December 2005 – September 2008 (2 years 10 months)
• Completed quality review of abstractor reports to accurately process, review, prepare and approve title commitments, tax certificates and rate quotes and ensure the prompt delivery of orders to the client.
• Communicated with title underwriters, clients and taxing authorities.
• Performed due diligence to provide resolution options for the client, reviewers and/or title underwriters to resolve any outstanding title issues.
• Provided support to internal departments regarding curative decisions.
• Maintained updated title QC requirements manual per state/client while providing training to team members and new hires.
• Researched and applied unapplied title funds.
Foreclosure Quality Assurance Specialist/Processor First American National Default Outsourcing (Formerly LOGS Financial)
September 1999 – November 2005 (6 years 3 months)
• Troubleshoot an array of foreclosure exceptions including: title issues, litigated payment disputes, RESPA issues, mobile homes, probate issues, 2nd liens, PHFA delays, HUD moratoriums, FEMA disasters, VA holds, VA refunding, charge offs, VA no-bids and buy downs.
• Managed the timeline of the foreclosure legal actions from the referral to the foreclosure sale/liquidation for VA and FHA loans. Work closely with attorney offices nationwide to ensure timeframes are being met.
• Minimized delays in the foreclosure process by aggressively pursuing resolutions with the attorney, investor and client, while documenting the system to avoid potential losses being assessed.
• Verified accuracy, timeliness and turnaround time of bids, postponements, and sales results. Communicate all errors to staff, lead and management.
• Set up all foreclosure acquisition files for client including obtaining chronologies to ensure template integrity.
• Created and updated all foreclosure check sheets and ensure all processors have the most up to date information.
• Assisted the IT department with developing a bid automation program which increased productivity and reduced errors.
Figures Team Lead First American National Default Outsourcing (formerly LOGS)
April 2002 – August 2004 (2 years 5 months)
• Created test plan, performed test functions and assisted with the implementation of the PEGA application for Washington Mutual. Also trained staff at both First American sites. The PEGA application streamlined the payoff and reinstatement processes through automation, resulting in increased productivity and reduction in errors.
• Coordinate and adjust daily workflow of the team to meet productivity and quality standards.
• Trained and directed all new hires and continue cross-training with current processors.
• Prepared Daily and Key Weekly production reports.
• Assisted manager with SWOT (Strength, Weakness, Opportunity, Threat) Analysis which was discussed weekly to determine the potential and existing issues with the figures process and focus on resolution.
• Reviewed error accuracy with processors bi-monthly and ensure proper training in areas needed.
• Verified funds received for attorneys and provide any additional advances needed. http://www.linkedin.com/in/victoriakowal http://www.salemdeeds.com/robosite/RobosignerList.asp
Viengmor Phidavanh – suspected robo signer is really an Operation Analyst 3 at Wells Fargo Home Mortgage, Greater Minneapolis-St. Paul http://www.linkedin.com/pub/viengmor-phidavanh/33/1a/b87 http://www.salemdeeds.com/robosite/RobosignerList.asp
William Craig- suspected robo signer alleged Vice President of Bank of America
WHITNEY K. COOK – suspected robo signer is an alleged employee of a mortgage servicing company, Chase Home Finance in Franklin County, Ohio. She often signs as a Vice President of Chase Bank U.S.A., N.A. She often signs on Assignments prepared by Shapiro & Fishman in Boca Raton, FL. Assignments signed by Whitney K. Cook are frequently used in cases involving JP Morgan Mortgage Acquisition trusts. These Assignments are often prepared, signed and filed years after the closing date of the trust. Deutsche Bank National Trust Company is frequently the trustee that forecloses using these Assignments She is really Foreclosure Document Supervisor at JPMorgan Chase and lives at 4033 Brookrun Drive, Columbus, Ohio 43204-5033 and home phone number is (614) 607-7445 SEE http://takeyourhomeback.com/?p=428 FOR FULL DETAILS http://www.linkedin.com/pub/whitney-cook/21/7ab/1a9
UTLS – through its subsidiaries UTLS Default Services & UTLS Technology Services, provide servicers & the mortgage industry with Default related title products and services, REO Asset Management, Valuations, Junior Lien Analytics, Senior Lien Monitoring, Non‐judicial Trustee Services, Field Services and Outsourced Foreclosure and Bankruptcy services. “In addition, our Fannie Mae Certified Back In The Black default technology is a seamless, web-based workflow application for managing default mortgages from collections through loss mitigation”. Specialties: Mortgage Default and Technology Solutions FORMERLY LandAmerica OneStop DS. PHH Mortgage, a subsidiary of PHH Corporation is now utilizing UTLS Technology Service’s Back In The Black® Fannie Mae Certified HAMP Workout Solution in an effort to capture additional process efficiencies and reduce cost. UTLS Technology Services is a subsidiary of UnitedTech Lender Services, Inc. About UTLS Default Services
Headquartered in Orange County, California, UTLS Default Services provides end-to-end default loan solutions to lenders and servicers throughout the default loan cycle. UTLS Default Services understands the need for reliable and flexible servicing solutions, and offers all aspects of the loan process, from title services and valuations to junior lien protection services including complete loss mitigation and foreclosure trustee services.
Vicky Perry- suspected robo signer
Violeta Sarkissian – suspected robo signer is really a Sr. Forclosure Specialist at JPMorgan Chase from 2011 – Present (less than a year) (she can’t even spell foreclosure correctly) http://www.linkedin.com/pub/violeta-sarkissian/8/2bb/983
Youda Crain – suspected robo signer MERS robo signer for Bank of America/BAC/ Countrywide/America’s Wholesale Lenders– claims she is an independent Mortgage Funder, previously employed by Skyline Financial Corp. Lives at 18312 Blythe St Reseda, CA 91335-2004 (818) 774-0962 http://www.linkedin.com/profile/view?id=64746719&authType=name&authToken=z2Hr&locale=en_US&pvs=pp&trk=ppro_viewmore http://www.pascoclerk.com/i3/66-229-227-216IP2011056829.pdf http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage also see Miami-Dade Public records Book 27855 page 231
Yolanda Flores – suspected robo signer
SIGNS YOUR FORECLOSURE DOCUMENTS MAY BE FRAUDULENT OR BOGUS
1. The Mortgage or Deed of Trust is assigned from the Originator directly to the Trustee for the Securitized Trust.
2. The Mortgage or Deed of Trust is assigned months and sometimes years after the date of the origination of the underlying mortgage note.
3. The Mortgage or Deed of Trust is assigned from the initial aggregator directly to the Securitized Trust with no assignments to the Depositor or the Sponsor for the Trust.
4. The Mortgage or Deed of Trust is executed, dated or assigned in a manner inconsistent with the mandatory governing rules of Section 2.01 of the Pooling and Servicing Agreement.
5. The assignment of the Mortgage or Deed of Trust is executed by a legal entity that was no longer in existence on the date the document was executed.
6. The assignment of the mortgage or Deed of Trust is executed by an entity whose name is different than the entity named in the original document (i.e., National City Bank Corporation in lieu of ABC Corporation as a division of National City Bank).
7. The assignment was executed by a party pursuant to a Power of Attorney but no Power of Attorney is attached to the instrument or filed with the instrument or otherwise recorded with local land registry.
8. The mortgage note is allegedly transferred in a single document along with the Mortgage or Deed of Trust (i.e., “Assignment of the Note and Mortgage”). You cannot “assign” a mortgage note. You can only “negotiate” a mortgage note under Article 3 of the UCC.
9. The assignment is executed by a party who claims to be an “attorney in fact” for the assignor.
10. The assignment is notarized by a notary in Dakota County, Minnesota.
11. The assignment is notarized by a notary in Hennepin County, Minnesota.
12. The assignment is notarized by a notary in Duval County, Florida.
13. The assignment is executed by an officer or secretary of MERS.
14. The assignment is notarized by a secretary or paralegal employed by the attorney for the mortgage servicer.
15. The assignment is executed or notarized by an employee of MR Default Services, Promiss Solutions LLC, National Default Exchange, LP, LOGS Financial Services, LPS ( Lenders Processing Services, Inc.) or some similar third-party document producing company / robo signing mill.
16. The endorsement on the note is actually on an allonge affixed to the note. In most states, an allonge cannot be used if there is a sufficient amount of room at the “foot” or the “bottom” of the original note for the endorsement.
17. The allonge is not “permanently” affixed to the original note. The term permanent excludes the use of staples and tape and as a result you must use a sold fastener such as glue. Allonges are commonly referred to “in the business” as “tear-off fraud papers.”
18. The note proffered in evidence is not the original but a copy of the “certified copy” provided to the debtors at the closing.
19. The note is endorsed in blank with no transfer and delivery receipts. It is fine to endorse a note in blank, in which case it becomes “bearer” paper under the UCC. However, in order to prove a true sale from the Sponsor to the Depositor you must have written delivery and transfer receipts and proof of pay outs and pay in transactions.
20. The note proffered in evidence is not endorsed at the foot of the note or on an affixed allonge.
21. The assignment of the mortgage or deed of trust post-dates the filing of the court pleading.
22. The assignment of the mortgage or deed of trust is executed after the filing of the court pleadings but claims to be “legally effective” before the filing. For example, the deed of trust is assigned on June 1, 2009, with an effective date of May 1, 2007.
23. The parties who executed the assignment and who notarized the signature are in fact the same parties.
24. The signor states that he or she is an “agent” for the executing entity.
25. The signor states that he or she is an “attorney in fact” for the executing entity.
26. The signor states that he or she is an employee of the executing entity but claims to have custody and control of the records of the entity.
27. The signor of the document makes statements about the status of the mortgage debt based on his or her review of the “records of the plaintiff” or the “records of the moving party.”
28. The proponent of the original note files an Affidavit of Lost Note.
29. The signor claims that the allegations in the court pleading are correct but the assignment of the mortgage and/or delivery and transfer of the note occurs after the law suit or the motion for relief from stay was filed.
30. One or more of the operative documents in the case is signed by one of the attorneys for the mortgage servicer.
31. The default payment history filed in the case is prepared by the attorney for the mortgage servicer or a member of his or her staff.
32. The affidavit filed in support of legal fees is not signed by an attorney with the firm involved in the case.
33. The name of one or more of the signors is stamped on the document.
34. The document is a form with standard “fill-in-the-blanks” for names and amounts.
35. The signature of one or more parties on the document is not legible and looks like something a three year old might have done.
36. The document is dated and signed years before the document is actually filed with the register of real estate documents or deeds or mortgages.
37. The proffered document has the word C O P Y stamped on or embedded in the document.
38. The document is executed by a notary in Denton County, Texas.
39. The document is executed by a notary in Collin County, Texas.
40. The document includes a legend “Hold for” a named law firm after recording.
41. The document was drafted by a law firm representing the mortgage servicer in the pending case.
42. The document includes any type of bar code that was not added by the local register or filing clerk for such instruments.
43. The document includes a reference to an “instrument number.”
44. The document includes a reference to a “form number.”
45. The document does not include any reference to a Master Document Custodian.
46. The document is not authenticated by any officer or authorized agent of a Master Document Custodian.
47. The paragraph numbers on the document are not consistent (the last paragraph on page one is 7 and the first paragraph on page two starts with number 9).
48. The endorsement of the note is not at the “foot” or “bottom” of the last page of the note. For example, a few states allow an endorsement on the back of the last page of the note but the majority requires it at the foot of the note.
49. The document purports to assign the mortgage or the deed of trust to the Trustee for the Securitized Trust before the Trust was registered with the Securities and Exchange Commission. This type of registration is normally referred to as a “shelf registration.”
50. The document purports to transfer the note to the Trustee for the Securitized Trust before the date the Trust provides for the origination date of instruments in the Trust. The Prospectus, the Prospectus Supplement and the Pooling and Servicing Agreement will clearly state that the pool of notes includes those originated between date X and date Y.
51. The document purports to transfer the note to the Trustee for the Securitized Trust after the cut-off date for the creating of such instruments for the Trust.
52. The origination date on the mortgage note is not within the origination and cut-off dates provided for the by terms of the Pooling and Servicing Agreement.
53. The “Affidavit of a Lost Note” is not filed by the Master Document Custodian for the Trust but by the Servicer or some other third-party.
54. The document is signed by a “bank officer” without any designation of the office held by the said officer.
55. The affidavit includes the following language on the bottom of each page: “This is an attempt to collect a debt. Any information obtained will be used for that purpose.”
56. The document is signed by a person who identifies himself or herself as a “media supervisor” for the proponent.
57. The document is signed by a person who identifies himself or herself as a “media coordinator” for the proponent.
58. The document is signed by a person who identifies himself or herself as a “legal coordinator” for the movant.
59. The date of the signature on the document and the date the signature was notarized are not the same.
60. The parties who signed the assignment and who notarized the signature are located in different states or counties.
61. The transferor and the transferee have the same physical address including the same street and post office box numbers.
62. The assignor and the assignee have the same physical address including the same street and post office box numbers.
63. The signor of the document states that he or she is acting “solely as nominee” for some other party.
64. The document refers to a power of attorney but no power of attorney is attached.
65. The document bears the following legend: “This is not a certified copy.”
LIST OF MORE KNOWN ROBO-SIGNERS:
Amy Jo Cauthern-Munoz
Angela L. Freckman
Anthony N. Renzi
Brian J. LaForest
Butler & Hosch, P.A.
Dawn L. Reynolds
Denise A. Marvel
Dory or Dorey Goebel
Eileen J. Gonzales
Janice M. Baker
Jeffrey P. Carlson
Joseph P. Hillery
Katrina Whitfield-Bailey or by Katrina Whitfield or by Katrina Bailey
Keith S. Reno
Kenneth R. Perkins
Keo Maney Kue Vang
Kristi M. Caya
Margery A. Rotundo
Marisa G. Carrasco
Martha Kunkle- died in 1995-see http://online.wsj.com/article/SB10001424052970204204004576049902142…
Mary B. Johnson
Michael G. Mand
Michael H. Moreland
Nancy L. Carlson
Neil E. Dyson
Renee L. Hensley
Richard J. Carlson
Robert E. Kaltenbach
Robert L. Horn
Sarah Rubin or Sara Rubin
Scott Anderson or by Scott W. Anderson
Shivani L. Ram
Steve A. Nielsen
Steven Y. Green
Tammy Brooks-Saleh or Tammy Saleh
Verdine A. Freeman