FOR ADDITIONAL ROBO-SIGNERS SEE: http://takeyourhomeback.com/?p=428
FOR THE OPPORTUNITY TO RECEIVE FINANCIAL DAMAGES SEE: http://takeyourhomeback.com/?p=1059
HOW TO SPOT A FORGED MORTGAGE/DEED OF TRUST AND NOTE
Magnify the signatures of each document to “800X” on two 17″ computer monitors situated side by side. The differences in appearance of the signatures will be obvious. The signature line on the Deed of Trust/Mortgage was blue but when you move the “scroll bar” back and forth horizontally on the computer screen with the “Note” signature, the letters in the middle initial and surname will be filled with unusual colors. This phenomenon occurs when a document has been altered with a computerized software program such as Adobe Photoshop
When banks were caught improperly signing off on foreclosure documents consumer advocates and property rights experts hoped the public outcry would force the companies to change their foreclosure processing systems to ensure that meaningful document reviews were conducted and wrongful foreclosures were prevented.
MERS now has over 20,000 “deputized” officers signing on behalf of MERS. We have been exposing these alleged MERS “officers” for years, but now they have changed there tactics which makes it harder everyday. They are outsourcing to other countries and hiring Temps from Temporary Employment Agencies to do their “dirty work”. These people don’t even know they are breaking the law and legal standards. Furthermore, after 6 months, their “assignment is over” and you can never track them down, due to the fact they usually hire people with very common names.
UPDATE- Lender Processing Services Inc. and its DocX affiliate caused American Home Mortgage Servicing Inc. to lose millions from the surrogate signing of mortgage documents, a lawsuit filed Tuesday contends.
Coppell, Texas-based AHMSI filed suit in a Dallas district court against Jacksonville, Fla.-based LPS alleging more than 30,000 residential mortgages across the country were affected by “improper execution, notarization and recording of assignments of mortgage.”
LPS said it was “surprised” by the court filing. “LPS regrets AHMSI has resorted to litigation,” the company said in a statement.
“LPS has engaged in several discussions with AHMSI concerning the impact of the surrogate signing practice and has offered to reimburse AHMSI for fees and costs associated with AHMSI’s evaluation and re-recording of the remediated assignments of mortgage,” it said.
The lawsuit comes on the heels of what AHMSI claims was an unsuccessful attempt to recover its losses during more than a year of talks with LPS. AHMSI said that LPS first promised to indemnify AHMSI, and then later claimed no duty to do so because the contract involved with the faulty assignments had already expired.
But AHMSI contends the “defendants conveniently ignore that they created tens of thousands of assignments of mortgage and accepted hundreds of thousands of dollars in payment in accordance with the terms of a supposedly nonexistent contract.”
The lawsuit seeks a declaratory judgment that the contract between the parties is binding and an order compelling LPS and DocX to arbitrate AHMSI’s claims of breach of contract and indemnification. It seeks an unspecified amount of damages, but puts the figure in the millions.
“DocX prepared, executed and recorded lien releases, assignments of mortgage and related documents for AHMSI from April 2008 through November 2009,” according to court documents.
Certain DocX and LPS employees were appointed by AHMSI’s board of directors as “special officers” of AHMSI with powers limited to executing mortgage-related documents, according to the mortgage servicer.
“However, in late November 2009, LPS informed AHMSI that from March 2009 through October 2009, a substantial number of assignments of mortgage were executed by ‘surrogate signers,’ that is, by individuals who were not designated as special officers, but who signed in the name of one or more of the designated special officers. At no time did AHMSI sanction or know of the ‘surrogate signing’ practices of LPS and DocX,” AHMSI said.
The servicer said it terminated its contract with DocX after the revelation and conducted a 50-state remediation effort to correct affected assignments.
“Defendants practice of ‘surrogate signing’ has forced AHMSI to address a myriad of legal issues, problems and proceedings in venues across the country,” the lawsuit alleges.
AHMSI is one of the largest mortgage servicers in the country. It manages nearly $72.5 billion in loan servicing, representing about 384,000 customers, the company said.
In October, LPS said varying signature styles from its subsidiary, DocX, resulted from a DocX practice that has been discontinued and only affected two lenders/servicers, but did not identify those servicers. LPS said at the time that it had not executed affidavits with substantive information on behalf of its clients since 2008, and said it has been mischaracterized in the media in terms of its default-related services.
Since then, LPS and DocX have been the source of several investigations. In April, Michigan Attorney General Bill Schuette said he would look into questionable mortgage documentation filed in the state’s Register of Deeds offices, particularly those linked to DocX.
Also in April, LPS signed a consent order with the Federal Reserve to settle a federal investigation into foreclosure practices at the firm and major mortgage servicers. LPS was required to boost oversight of its processes.
UPDATE DEC. 8, 2011-LAS VEGAS (KSNV MyNews3) – The massive robo-signing scandal that throws into question tens of thousands of Las Vegas foreclosures is unfolding. Newly-released transcripts from last month’s Grand Jury hearing shed light on how the foreclosure fraud went down.
The transcripts include last month’s testimonies from investigators, homeowners, temp workers and four notaries.
The workers, who were employed at Lender Processing Services (LPS) under Gary Trafford and Geraldine Sheppard, admitted to forging signatures on tens of thousands of notices of default.
Most blamed fear of unemployment for their decision to forge signatures and break the law. One notary said she needed to keep her job while getting through graduate school, another said he had a family to support.
Trafford and Sheppard are accused of running the scam by advising their employees to forge signatures on notices of default between 2005 and 2008. Those documents got the ball rolling on many Las Vegas foreclosures.
Notary Tracy Lawrence struck a plea deal with the state’s Attorney General’s Office for one count of notary fraud. She admitted to notarizing about 25,000 false documents. Lawrence was found dead in her home the day of her sentencing hearing a few weeks ago. Lawrence said during the Grand Jury hearing that LPS handled notices of default for trustees representing many major lenders, including Washington Mutual, Bank of America, Fannie Mae and Freddie Mac.
Todd Grosz, a criminal investigator for the Nevada Attorney General’s office, said that out of tens of thousands of documents from LPS that his investigation of the fraud examined, an overwhelming majority seemed suspicious.
“It’s hard to find [a document] that you wouldn’t be suspicious of,” Grosz said, adding that legitimate documents from the company seemed to be the exception instead of the rule.
It wasn’t just the signatures that were fraudulent. According to Grosz, some of the forged documents contained information that had not been verified by those signing them. This sometimes led to the wrongful foreclosure of houses because of the innacuracies.
“We’ve had individuals who said ‘I was never late in my payments, but yet my house has been foreclosed on,’” Grosz said.
Former Las Vegas homeowner Romy Ashjian, one of the witnesses who testified at the hearing, said that she was locked out of his own home without ever having been told that a notice of default had been recorded. Ashjian said she was behind on payments, but was working with his lender, Bank of America, to try to set up a short sale. When she returned home one day, however, she found that her home had been sold without her knowledge through a trustee sale.
Ashjian said many of her belongings were still inside the home, including furniture, medical records, collectibles, and her and her daughter’s personal information including social security numbers. Many of these items were stolen before Ashjian was able to gain access to her property two weeks later.
Sheppard and Trafford are negotiating their voluntary surrender to the Nevada Attorney General
But in at least one county in North Carolina, banks have responded by exploiting a filing loophole that has allowed them to continue signing off on key documents en masse, according to a local official.
eff Thigpen is the Register of Deeds for Guilford County in Greensboro, North Carolina. The way he explains it, he has two primary responsibilities: 1. To protect the chain of title when property changes hands. 2. A fiduciary duty to collect recording fees. And the fact is that MERS has pretty much blown a hole right through both of those things.
But, you see… Jeff is not your ordinary Register of Deeds. Like his counterpart John O’Brian in Massachusetts, Jeff takes his job pretty seriously, which makes sense since his job has been around for some 300 years. And so he put his foot down… right on top of MERS.
According to Jeff…
“For me, the question is clear. Do we want land records in America to be governed by major banking conglomerates on Wall Street or the people and laws of the United States of America?”
For me that’s an easy question to answer because I don’t even want the major banking conglomerates on Wall Street governed by the major banking conglomerates on Wall Street, if you know what I mean.
Well, I caught up with Jeff after receiving a “friend request” from him on Facebook… I recognized the name right away and sent him a note asking him to join me for a podcast… and he said yes, of course. a Mandelman Matters podcast is THE place to hear and be heard, don’t you know.
And on a serious not, I truly believe that EVERY SINGLE ADULT in America should listen to what Jeff says on this podcast… I mean it… it’s not just about foreclosures… this affects everyone in the country… 300 year old property rights laws. From talking to Jeff, I now realize what a big deal this mess is as far as robo-signing and MERS goes… we simply cannot allow the banks to gloss over these issues with statements like “sloppy paperwork.” It’s a whole lot more meaningful that that, as Jeff will very clearly exaplain.
So, please pass it along to other homeowners you know… they need to hear it whether they’re at risk of foreclosure… yet… or not.And her we go… it’s Jeff Thigpen from North Carolina… just click here to PLAY below, turn up your speakers and tell me what you thought when it’s done… I just know you’re going to like it a whole lot. http://mandelman.ml-implode.com/2011/12/register-of-deeds-jeff-thigpen-is-not-playing-around-a-mandelman-matters-podcast/#.TuPoeo1jdX0.facebook
Each time a homeowner refinances a mortgage or sells a home, banks have to file a “Certificate of Satisfaction” with Thigpen’s office. Thigpen recently reviewed 6,100 documents from Guilford County and found that 4,500 of them were signed with widely varying signatures — evidence that multiple people were forging signatures on behalf of a key signer. Several of the signatures in question appear on foreclosure documents filed in court cases around the county. Those documents are now being scrutinized by state and federal courts.
But in November of last year, after several major banks announced brief foreclosure moratoriums over documentation problems, the trend shifted. Instead of seeing multiple signatures for the same person, Thigpen noticed that documents were pouring in with perfectly identical signatures, with no variation whatsoever. These identical signatures, he says, are likely the result of banks using electronic signatures.
While forging signatures on key documentation is against the law, electronic signatures are perfectly legal in Guilford County, where there are many different ways to file land records with the Register of Deeds. One method requires simply a “verified” electronic signature, allowing banks to stamp the same scanned signature on thousands of documents.
Thigpen says that this system never really bothered him before last year’s mass forgery scandal. But after seeing the forgeries, he’s no longer comfortable with the electronic system. For him, the increase in electronic signatures raises concerns that an actual person did not carefully review each document.
“It’s kind of hard to figure out whether they’re telling the truth or not,” SAYS Thigpen, referring to electronic bank signatures. “[Banks] submit this stuff in a way that can comply with the state law, [but] it’s just a real big question of credibility.”
It would seem robo-signing has not stopped in Guilford County. Only the state legislature or the Secretary of State have the power to close the legal loophole for electronic filing that allows the practice to continue.
Since the forgeries were uncovered, Bank of America’s filing activity has shifted more than that of any other bank. According to records compiled by Thigpen, a woman named Bethany Smith signed off on 97 land records for Bank of America in Guilford County between May 1, 2010 and October 30, 2010.
Over the next six months — from November 1, 2010 to April 30, 2011 — Smith approved 1187 documents filed with Thigpen’s office — more than 12 times as many documents as she signed in the six preceding months. Each document appears to have been signed electronically.
“If you’ve got someone who has gone out and forged a bunch of signatures on checks, and then they turn around and come back and say they’re just signing for themselves now, are you going to accept an electronic signature from them on thousands of checks?” he asked.
Bank of America acknowledged that it was using electronic signatures in a written statement and indicated that it makes use of them in other counties as well. But the bank denied that it was turning to electronic signatures as a result of the foreclosure documentation scandal.
“When available, e-recordings and e-signatures allow the bank to better satisfy our customers with efficient and prompt satisfaction of lien on properties,” BofA spokesperson Juman Bauwens wrote HuffPost in an email. “E-recording is an acceptable practice established by the Guilford County recorder’s office. Bethany Smith is authorized to sign on behalf of the bank. The use of e-recordings pre-dates and has nothing to do with the foreclosure documentation issues.”
Robo-signing challenges the integrity of the county’s land records, Thigpen says, and that could have major repercussions for the local housing market. The paperwork serves as official notice that a home is now clear of previous loans and can be sold to other homeowners. But with the validity or accuracy of these documents in doubt, buyers and sellers may not be able to know for certain who owns which properties. The result could be a slowdown in the market, or chaos if existing sales begin to be challenged.
“Our entire real property system is based on a human being reviewing a document, signing a document and marching it down to the courthouse,” said Matt Weidner, a foreclosure defense attorney. “At some point there’s going to be an acknowledgement that the entire real estate and mortgage finance system is broken across the country.”
Of the 4,500 forgeries that Thigpen’s office uncovered last year, Bank of America was responsible for 15 percent, second to Wells Fargo, which accounted for 54 percent. Wells Fargo, too, has seen a bump up in electronic filings, with a woman named Sylvia Kohut signing off on 842 documents between Nov. 1, 2010 and April 30, 2011, up from 690 in the preceding six months. Wells Fargo says the increase in electronic signatures is due solely to an uptick in mortgage refinancings
FOR THE MOST UP TO DATE LIST OF ROBO SIGNERS, MERS OFFICERS, DEPOSITIONS OF ROBO SIGNERS SEE: http://takeyourhomeback.com/?p=428
NEW SUSPECTED AND RECENTLY DISCOVERED ROBO SIGNERS- ALPHABETICAL BY FIRST NAME
ROBO SIGNERS RESUMES, HOME PHONE, AND ADDRESSES PROVIDED IN SOME CASES.
( IF YOU HAVE ANY INFORMATION ON THE LIST BELOW, PLEASE SHARE WITH US SO THAT WE CAN SHARE WITH OTHERS)
Adriene Kelly –- AZ notary – alleged MERS Assistant Secretary / ReconTrust http://www.whatsignature.com/files/Kelly_Adrienne.JPG
Aida Hernandez – Notary in Texas
Alice Rowe – alleged Assistant Secretary for MERS http://220.127.116.11/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://18.104.22.168/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
Alicia Turner- MERS
Amy Prophet – alleged employee of Residential Funding Company, but is really a PROCESSOR at Wells Fargo in Charlotte, NC, Currently holds this position , formerly worked as Loan Closer GreenPoint Mortgage 1993 – 2007 (14 years) Approx. 45 years old. Lives at 214 Migus Street, Belmont, NC, 28012 Home phone number is (704) 825-7028 http://www.linkedin.com/pub/amy-prophet/15/1b5/b21 https://www.facebook.com/pages/Amy-Prophet/34512556918
Amy Smith- Default Risk Management at OneWest Bank May 2009 – Present (2 years 7 months)
•Monitor Foreclosure process from initial referral to transfer of ownership to designated Investors
•Establish contact with attorney firms to obtain status for each Foreclosure/Deed-in-Lieu
•Assume responsibility of resolving disputes, problems and conflicts.
•Prepare signature documents per attorney requests and respond to attorney requests in a timely manner.
•Conduct research on foreclosure matters (payment histories, document retrieval, etc…).
•Ensures each referral loan for FCL is being actively worked on by designated Counsel (requires extensive communication with law firms).
•Update servicing systems as needed
•Follows detailed guidelines from loan investors and execute procedures for state laws and policies for each foreclosure file.
•Meet strict deadlines for Foreclosure Sales reporting and execute actions instructed by departments including Loss Mitigation, REO, Default Escalations, Customer Service, and Management.
•Oversees Nevada Mediation Process for the Default department-ensure that all Mediators have executed certifications prior to the court mandated Mediation meetings. This includes heavy correspondence with the Nevada attorneys and firms on a daily basis. Customer Service Specialist Indymac Federal Bank for Spherion June 2007 – February 2011 (3 years 9 months)
• High volume recruitment and interviewing potential candidates for placement with Dell Computers, New York Life, AMD/Volt, Onsite Business Management @ IndyMac Federal Bank and various other prominent companies in the Austin area
• Meet strict and detailed standards for employment processing
• Heavy correlation with clients to achieve maximum efficiency and proper process to ensure new employees complete drug screen, full background report, orientation process, & successful start date.
• Provide Exceptional Customer Service
• Building client relationships
• Client Service Sales were made through skill marketing, sales calls, client visits, and internet research
• Heavy administration duties, which include, deadline reports and spreadsheets, phones, data entry, filing, etc.
• Plan and execute job fair set ups and attendance, which are held on a weekly basis
• High volume recruitment and process
Foreclosure Specialist OneWest Bank 2009 – 2009 (less than a year) AppleOne Employment Services – Staffing and Recruiting April 2006 – June 2007 (1 year 3 months) Account Executive
• Recruit and interview potential candidates for placement with various employers including Samsung, Microsoft, IndyMac Bank, & Onsite assistance @ Harte Hanks
Andrew Harmon- http://www.salemdeeds.com/robosite/RobosignerList.aspx www.njteapartycoalition.org/Mortage_Legal.templates.docx www.njteapartycoalition.org/Mortage_Legal.templates.docx www.truthinlending.net/pdf/MCDONNELLS-AUDIT-ESSEX-SOUTHERN-DISTRICT-REGISTRY-6.29.2011.docx.pdf www.truthinlending.net/pdf/MCDONNELLS-AUDIT-ESSEX-SOUTHERN-DISTRICT-REGISTRY-6.29.2011.docx.pdf (COPY & PASTE INTO BROWSER)
Andrew Moore- David Stern’s Office- SIGNATURE EXAMINED http://4closurefraud.org/2011/05/27/fight-club-attorney-george-babcock-andrew-harmon-signatures-examined-by-handwriting-expert/
Angela Edwards- American Home Mortgage
Angela Green - http://www.salemdeeds.com/robosite/RobosignerList.asp
Angela Nava- ReconTrust/ Bank of America/Bank of New York/Mellon, signs as MERS officer http://4closurefraud.org/2011/06/27/false-statements-bank-of-america-bank-of-new-york-mellon-corelogic-cwabs-cwalt-mers/
Angelia Ward Jones
Angelo Mayfield – alleged Vice President of MERS and notary but really a Supervisor/ Mgr at LPS in the Dallas/Fort Worth Area Supervisor/ Default QA at Saxon Mortgage Supervisor/ Default QA Saxon Mortgage from January 2011 – Present (11 months) Irving, TX Default QA at Saxon Mortgage http://www.linkedin.com/pub/angelo-mayfield/17/40b/13 http://www.homepreservationnetwork.com/blog/jorge-newbery/robo-signer-misdeeds-may-help-homeowners http://gofightforeclosure.com/blog/hamlet-foreclosure-know-it-robo-if-it-is-signed-the-name/
Angelo Mayfield’s Overview
Angie Farmer – Bank of New York
Anissa Hickerson – is really a Sr. Collateral Specialist and Fla. Registered Paralegal at Bayview Asset Management see: http://www.linkedin.com/search/fpsearch?type=people&keywords=Anissa+Hickerson&pplSearchOrigin=GLHD&pageKey=fps_results&search=Search https://www.facebook.com/people/Anissa-Hickerson/1204563335
Anne Allen – alleged robo signer
Bethany Smith – a “legal” robo signer for Bank of America- read the article http://www.huffingtonpost.com/2011/05/24/banks-robo-sigining-foreclosures_n_865696.html
Beverly Brooks- MERS signer is really a consultant- SEE: http://www.linkedin.com/pub/beverly-brooks/6/826/28a http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Brian Burnett- Presently Assistant Vice President – Foreclosure/Contested Default Resolutions at Aurora Bank FSB April 2011 – Present (8 months) as per: http://www.linkedin.com/pub/brian-burnett/5/b26/772
AVP – Foreclosure OneWest Bank August 2009 – March 2011 (1 year 8 months)
Senior Vice President, Loss Mitigation MOS Group Inc. January 2009 – July 2009 (7 months)
MOS Recovery’s challenge is recouping lost monies for their clients. MOS Recovery helps the client and borrower achieve a satisfactory solution to their delinquency
March 2008 – January 2009 (11 months)
• Increased foreclosure pipeline by 410% within 6 months.
• Increased staffing by 65%
• Implemented offshoring initiative and facilitated offshore numerous processes
• Managed foreclosure process pertaining to process flows, policies & procedures, personnel, vendor management, and process improvements.
• Lead 14 managers, project specialists, & supervisors and a team of 155 associates
• Supported company in becoming FHLMC compliant and being FHLMC approved, which increased our client base by 45%.
Butler & Hosch – filed approx. 300 Assignments of Mortgage in one day in Florida
Carissa Keeler – Works at Wells Fargo Home Mortgage https://www.facebook.com/profile.php?id=669141999 http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Carla Naughton – really Client Relations at Wells Fargo
Carmella Boone- ReconTrust, signs as MERS officer
Carolyn Brown- Notary in Texas
Carolyn Burgess- she really is a director at Fannie Mae- May 2005 – Present (6 years 8 months) formerly work at Berkshire Mortgage Finance & Horizon Mortgage From 1995 – 2005 (10 years) http://www.linkedin.com/pub/carolyn-burgess/4/919/1a6
Carolyn Holleman – ReconTrust, signs as MERS officer. Possibly owner of tax accounting firm, see: http://www.linkedin.com/pub/carolyn-holleman-horne/31/4b3/145
Carolina Garcia- CA Notary in Orange County, CA
Carolyn White – Deutsche Bank
Cassandra Thomas- alleged Vice President of Central Mortgage
Catherine Gorlewski- http://www.salemdeeds.com/robosite/RobosignerList.asp
Charlene Busselaar – possibly an employee at Merrill Lynch, NYC
Cheryl Harmon – alleged Vice President of Bank of America
Chester Levings- MERS witness
Chet Sconyers – as Certifying Officer
Christie Balwin – http://www.salemdeeds.com/robosite/RobosignerList.aspx
Christina Carter- http://www.salemdeeds.com/robosite/RobosignerList.asp
Christine Palumbo – Default Vendor Management HSBC Mortgage Services September 1998 – Present (13 years 3 months) as per her own published profile http://www.linkedin.com/pub/kristen-palumbo/40/668/115
Cindy McGovern – default and loss mitigation call center manager indymac bank May 2004 – Present (7 years 7 months) as per: http://www.linkedin.com/pub/cindy-mcgovern/b/6a3/26
Cindy L. Morris – alleged Vice President at Atlantic Law Group, alleged Attorney-In-Fact at Bank of America
Cindy R. Moreland – Really works as a Default Specialist at First American Title. http://www.linkedin.com/pub/cindy-moreland/14/57b/b78
Cody B. West
Colin Taber – alleged employee of American Express Bank, FSB
Colleen Irby- robo signer for WAMU JP Morgan/Chase really is Section Manager at California Reconveyance Company, Los Angeles Area, see: http://www.linkedin.com/pub/colleen-irby/7/46a/a74
Conni Jones- alleged MERS officer
Cory Messer – possible Ocwen employee/robo-signer
Craig Evan – GMAC
Christopher Herrera – a.k.a. Chris De Herrera Vice President, Business Control Manager at Bank of America October 2010 – Present (1 year 3 months)
Coordinate and assist Home Loans Servicing with their quarterly risk self-assessment. Matrix manage multiple personnel across various departments to deliver reports on a timely basis. Perform a quality review of the assessment prior to submission to management. Develop an executive summary and present the results of the risk assessment to senior management. No banking experience prior to the job with Bank of America. How did he start as a Vice President? http://www.linkedin.com/in/cdeherrera
Daniel Charles- signing as V.P. of MERS
David Gregory – ReconTrust, signs as MERS officer
David J. Mayo – CA notary
Debbie K. Day (Notary in Houston, TX)
Debra Money – notary in Texas for MERS signers
Debra Wojciechoski- alleges to be an authorized officer for BAC Home Loans Servicing, LP F/K/A Countrywide Home Loans Servicing
Dee Ortega – Executive Trustee Services (ETS) robo signer – http://dockets.justia.com/docket/texas/txsdce/1:2011cv00096/887206/ http://www.corporationwiki.com/California/Mission-Hills/executive-trustee-services-llc-2663366.aspx
Derrick White – as a MERS robo signer
Diane M. Johnson- M&T Mortgage
Don Mace (Signed Reconveyance in 2004 for CRC but in Houston, TX )
Douglas E. Miles – Chase trustee?
Edward Olsen – signing as V.P. of loan documentation
Elena Peterson – http://www.salemdeeds.com/robosite/RobosignerList.aspx
Erica Johnson-Seck – is a former employee of IndyMac (now One West). Long after IndyMac FSB ceased to exist, Johnson-Seck continued to sign Mortgage Assignments as “Attorney-In-Fact for IndyMac Federal Bank FSB. Johnson-Seck often signs Mortgage Assignments assigning mortgages to trusts years after the closing dates of the trusts. The Assignments are often notarized in Travis County, TX. She is specifically mentioned in Deutsche Bank National Trust Company v. Rose Harris, Index No. 35549/07, Supreme Court of NY (Brooklyn), February 5, 2008:
“…Plaintiff’s affidavit, submitted in support of the instant application for a default judgment, was executed by Erica Johnson -Seck, who claims to be a Vice President of plaintiff DEUTSCHE BANK. The affidavit was executed in the state of Texas, County of Williamson The Court is perplexed as to why the Assignment was not executed in Pasadena, California, at 460 Sierra Madre Village, the alleged “principal place of business” for both the assignor and the assignee. In my January 31, 2008 decision (Deutsche Bank National Trust Company v. Maraj [citation omitted]), I noted that Erica Johnson-Seck claimed that she was a Vice President of MERS in her July 3, 2007 INDYMAC to DEUTSCHE BANK assignment, and then in her July 31, 2007 affidavit claimed to be a DEUTSCHE BANK Vice President. Just as in Deutsche Bank National Trust Company v. Maraj , at 2, the Court, in the instant action, before granting an application for an order of reference, requires an affidavit from Ms. Johnson-Seck, describing her employment history for the past three years. Vice President at Indymac Bank, Location Austin, Texas as per http://www.linkedin.com/pub/erica-johnson-seck/6/232/544 Home Address is 1004 Williams Way, Cedar Park Texas. see full deposition at 4closurefraud.org/2009/11/15/full-deposition-of-the-infamous-erica-johnson-seck-re-indymac-federal-bank-fsb-plaintiff-vs-israel-a-machado-50-2008-ca-037322xxxx-mb/ www.whatsignature.com/files/Johnson-Seck_Erica.GIF www.whatsignature.com/files/Johnson-Seck_Erica_A_attorney_in_fact_.GIF
Francis Nolan, a.k.a. Francis J. Nolan – http://www.salemdeeds.com/robosite/RobosignerList.aspx
Frank Parisi- Vice President Business & Professional Banking at Webster Bank May 2010 – Present (1 year 8 months)
HSBC – Assistant Vice President, Business Relationship Manager- December 2008 – May 2010 (1 year 6 months) worked in business banking, managing companies deposit and lending relationships for the bank in Fairfield County, CT.
Business Banker – Citibank 2006 – 2008 (2 years)
Financial Services Manager Peoples United Bank 2001 – 2004 (3 years)
Gary Trafford – see 440 page Nevada Attorney General indictment for robo signing http://mattweidnerlaw.com/blog/2011/11/bombshell-nevada-attorney-general-releases-massive-indictment/
George A. Pinedo – notary located in Ventura County, CA http://www.linkedin.com/pub/george-a-pinedo/13/568/a6b
George Gallegos – preparer for CoreLogic in Chapin, SC
Gerri Sheppard – See 440 page, 600 count Nevada Attorney General indictment for notarizing robo signed documents http://mattweidnerlaw.com/blog/2011/11/bombshell-nevada-attorney-general-releases-massive-indictment/
Irene Guerrero- Notary
Isabel V. Colleran- alleged MERS Assistant Secretary. Works at Adorno & Yoss, LLP
Jackie Freeman – alleged Assistant Secretary of MERS
Jackie Miller - alleged MERS robo signer
Jacob R. Clark – DocX employee
Jaime Epstein – Law Offices of Marshall Watson
James C. Morris- Notary for robo signers
James Shapiro – Dakota County, MN
James Whitfield- Chase
Jan Walsh -
Jane Quick – Notary for robo signers
Jay Skinner – http://www.salemdeeds.com/robosite/RobosignerList.asp
Jennifer Ramos- Chase Bank
Jessica Fuentes – alleged Assistant Secretary of WMC
Jessica Larsen – notary
Jessica Peters – Bank of America
Joanne Perez- Ocwen
Joe Johnson – Bank of America
Joe Taylor- America’s Wholesale Lender
John Gilvarry (Supposedly a Chase employee in Jacksonville, FL. I called this office and was told there was not a person there by that name).
John Krandle- robo signer for Wells Fargo
John Zhao – alleged employee of American Express Bank, FSB
Jonathan R. Malone- Notary
Jordan Scott Griffith-
Joseph M Papariella – alleged Assistant Vice President Bank of America NA successor by merger to BAC Home Loans Servicing LP.
Judith T. Romano – alleged Vice President of MERS
Judy Faber Hutchinson
Julie Rae Johnson – Notary Public
Justin Kelley – attorney at Florida Default Group- E-mail- email@example.com http://www.whatsignature.com/files/Kelley_Justin_J.JPG http://www.whatsignature.com/files/Kelley_Justin_J.1.JPG http://www.whatsignature.com/files/Kelley_Justin_J.2.JPG http://www.whatsignature.com/files/Kelley_Justin_J.3.JPG http://www.floridabar.org/names.nsf/0/BC7F3993076381EA8525724500543388?OpenDocument
Kathy Oriard – MERS/ BAC / Bank of America from Countrywide Simi CA Venture County MERS robo signer very busy robo signer according to out tracking system, If you have documents signed by her, let us know. http://22.214.171.124/oncoreV2/showdetails.aspx?id=50791784&rn=0&pi=0&ref=search
Kathy Wright- http://www.salemdeeds.com/robosite/RobosignerList.asp
Katrina Fisher- Lenders Processing/ Asst. Vice President Deutsche Bank http://www.linkedin.com/pub/katrina-fisher/5/882/544
Katrina Jordan- robo signer for Homecomings Financial, LLC/ GMAC and MERS
Keith Seidel- http://www.salemdeeds.com/robosite/RobosignerList.aspx
Kelli Conner – Aurora Loan Services
Kelly Scott- David J. Stern’s office
Kelly Tyler- California notary for robo signers
Kim Martinez- http://www.salemdeeds.com/robosite/RobosignerList.asp
Kimberly Porter- http://www.salemdeeds.com/robosite/RobosignerList.asp
Krista Tricarico- alleged Assistant Secretary of MERS
Kristen Kemp –
Kristina Davis – Notary in Texas (TX)
Larry Ness- Amerifund
Laura Pirritano- http://www.salemdeeds.com/robosite/RobosignerList.asp
Leticia Arias- Notary for Ocwen http://www.foreclosurehamlet.org/profiles/blogs/pigs-ass-a-sampler-of-ocwen http://briankkorteesq.wordpress.com/2010/06/29/fake-assignments-of-mortgagestever-kanescott-andersonjohn-codytamara-pricedory-or-dorey-coebelbernice-thell/ www.msfraud.org/law/lounge/Ocwen_ResponsetoInterrogatories.pdf www.msfraud.org/law/lounge/Ocwen_ResponsetoInterrogatories.pdf whatsignature.com/files/Arias_Leticia.pdf http://4closurefraud.org/2010/05/24/take-a-look-at-these-two-assignments-not-only-scott-anderson-forgery-notary-fraudforgery-from-ocwen/
Linda Collins- alleged Assistant Secretary at ChaseLinda Garloch – Correspondent Operations Manager at MetLife Home Loans April 2011 – Present (8 months) Irving, TX , VP, Mortgage Production Team Manager Indymac Bank October 2004 – July 2008 (3 years 10 months) VP, Mortgage Production Team Manager, Jan 2008 – Jul 2008 Directed a Wholesale Mortgage team of six underwriters, four closers and two customer account managers. Trained associates to meet deadlines, company standard loan quality and maximum production efficiencies.
Converted products to 90% Agency and FHA from 90% Alt A and sub prime business within one year.
Completed Direct Endorsement Underwriting Certification authority and obtained CHUMS # for FHA loans in 2008.
VP, Regional Operations Manager, Dec 2005 – Dec 2007
Launched new Correspondent Mortgage operations team of five direct reporting managers and approximately 75 associates. Team handled imaging, intake, underwriting, quality control, funding, post closing and lender relations. Underwriting limit: $1 million.
Attained highest monthly volume of $700 million within two years.
Met Key Performance Index metrics average 90% each quarter. Areas measured: loan production, customer service, loan quality, efficiency and compliance.
Decreased fraud and misrepresentation significantly by utilizing the MERS to check for loans not listed on the application.
Recognized and received outstanding performance award at Sales Executive Council, 2006 and 2007.
Implemented bi-weekly sales training; topics included underwriting tips, foreign national borrowers, underwriting and purchasing red flags.
Reduced labor costs and increased productivity by transitioning all loan files to an online tracking system.
Assistant VP, Operations Manager, Oct 2004 – Dec 2005
Collaborated and opened new branch office with First Vice President. Built working relationships with key corporate departments: compliance, warehouse lending, secondary marketing, sales, IT systems, loan servicing, as well as other Wholesale and Correspondent production branch offices.
Achieved #1 status in volume production within one year and retained status.
Delivered quarterly operations presentations to five sales teams of five members each. Regional Operations Director- Principal Residential Mortgage Inc. August 1994 – August 2004 (10 years 1 month) Citi Mortgage (Principal Residential Mortgage, Inc.) Scottsdale, AZ
Regional Operations Director, 2002 – 2004
Oversaw Correspondent Mortgage operations which included: registration, funding, insuring (FHA /VA) and post closings for the West Region. Trained employees in the latest products and processes. Communicated daily with Regional Vice President, Marketing and Underwriting teams regarding repurchases, quality control issues, underwriting “pends” and FHA insuring.
Managed staff of up to 80 associates to purchase as much as $2 billion per month.
Decreased full time benefits and reduced layoffs by utilizing 60% temporary staffing,
Cut funding turn time from competition’s 5.0+ business days to 2.4 in 2003.
Reduced FHA uninsured loans from 27 to zero within three months and maintained a level of three or less.
Increased business 10% by assisting with the design, development and deployment for live price trace registrations on website for Correspondents.
Decreased staff turnover to a low of 5% in 2004 through motivational programs, appreciation lunches and high performance awards.
Operations Manager, 1997 – 2002
Managed staff of up to 50 associates to purchase as high as $1 billion per month.
Exceeded performance goals and recognized as Elite Top Producer, 2001 and Top Producer, 2002.
Assisted with team of 10 to design, develop and deploy website for Correspondents to view seller guide, lock loans, extend and modify locks, view pipeline reports. Additionally, assisted with the design, creation and implementation of new Loan Registration System.
Trained staff on DU/LP automated underwriting systems.
Authorized to negotiate individual loan pricing modifications and extensions.
Assistant Manager, – 1994 – 1997
Assisted Regional Director opening a new branch office in Scottsdale, Arizona. Oversaw registration, funding and post closing processes for the West Region. Provided HR functions such as hiring, training and performance reviews for staff of 40. Supervisor at Principal Residential Mortgage, Inc. November 1985 – August 1994 (8 years 10 months) Started as a steno typist and promoted 5 times working in the Des Moines, IA office.
Positions held include: Supervisor, Coordinator, Administrative Assistant, Loan Specialist, Loan Technician, Steno Typist
Developed and implemented procedures to use an alternative quick fund process for a large correspondent, procedues to purchase bulk commitments and process to purchase servicing only loans of $500 million.
Coordinated first Correspondent Lending Annual Meeting by arranging hotel, caters, travel entertainment, etc. http://www.linkedin.com/in/lindagarloch
Linda Wheeler- alleged Vice President of Wells Fargo
Lori Bolduc- Attorney Manager at Harmon Law Offices, P.C. http://www.salemdeeds.com/robosite/RobosignerList.aspx
Lou Ann Howard – alleged MERS Secretary
Luis Rolden- a.k.a Luis Roldan- alleged Assistant Secretary for MERS- http://126.96.36.199/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://188.8.131.52/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
M. Baggs (Notary for M. Baggs in San Antonio, TX)
Malik Basurto – alleged MERS Assistant Secretary http://184.108.40.206/oncoreweb/showdetails.aspx?id=8185463&rn=0&pi=0&ref=search http://220.127.116.11/oncoreweb/showdetails.aspx?id=8185465&rn=1&pi=0&ref=search
Mandrell Jones -
Marcia Williams- alleged robo signer
Marco Marquez –
Maria Camarillo- Analyst III at OneWest Bank, FSB March 2009 – Present (2 years 9 months) Manager-Operations Indymac Bank- October 1993 – March 2009 (15 years 6 months) Managed File Delivery for the Due Diligence on site-reivews for Secondary Marketing. Managed File Delivery for Fannie Mae & Freddie Mac audit files delivery & managed all collateral exceptions for Transaction Sales in Secondary Marketing. Supervisor – Countrywide Home Loans- December 1990 – October 1993 (2 years 11 months) Liaison for all Business Units to clear all collateral exceptions. http://www.linkedin.com/pub/maria-camarillo/9/2a8/429
Mark Zwicker – possibly Attorney at Mark L. Zwicker, P.C., Springfield, Massachusetts & ASC Loan Servicing
Marsha Graham – alleged Vice President of Wells Fargo
Marvell L. Carmouche – Executive Trustee Services (ETS) robo signers – http://dockets.justia.com/docket/texas/txsdce/1:2011cv00096/887206/ http://www.corporationwiki.com/California/Mission-Hills/executive-trustee-services-llc-2663366.aspx
Mary Chavarria – alleged robo signer Bank of America
Mattie Miller – Notary
Melissa Katz- notary in Montgomery County
Melissa Taylor- Lenders Processing- assignments between April and June 2010 with her signing for AIG, WaMu, SCME Mortgage, Countrywide and BAC
Mellissa Saucedo – Notary in Tarrant County TX
MENDY F MUNDEY, aka MENDY S MUNDEY, aka MINDY MUNDEY, aka WENDY S MUNDT, aka WENDY S MUNDY- All names have the same Social Security Number LIVES AT: 4390 Pinecastle Ct Huber Heights, OH 45424-4752 (937) 237-9047
Michael G. Dalton – Bank of America
Michael Gekht,- California Notary for BAC Home Loans, fka Countrywide, lives at 4405 Matilija Ave Apt 7, Sherman Oaks, CA,91423 http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Michael Hanna – Ocwen
Michael Nadeau – First Vice President at Countrywide Bank Greater Los Angeles http://www.salemdeeds.com/robosite/RobosignerList.aspx
Michelle Carter – Capital One Bank
Michelle Green- http://www.salemdeeds.com/robosite/RobosignerList.aspx
Michelle Rice- Aurora Loan Services
Michelle Rice- HSBC, Default Servicing Manger
Miguel Perez – alleged Vice President of Washington Mutual (WAMU)
Miguel Romero – signing as Assistant Secretary of MERS http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Miriam Moore – Lenders Processing Services-
Monica Medina- http://www.salemdeeds.com/robosite/RobosignerList.asp
Muriel Adams- http://www.salemdeeds.com/robosite/RobosignerList.aspx
N. Staton (Signed Reconveyance Deed as Asst VP in San Antonio, TX)
Nancy Ellis –
Nancy Farber- Notary
Nate Blackstun – Default Vice President at CitiMortgage Greater St. Louis Area http://www.salemdeeds.com/robosite/RobosignerList.asp http://www.linkedin.com/pub/nate-blackstun/2a/490/b7a
Nicholas Hoye – Nicholas Hoye from the Minneapolis, Minnesota offices of Wells Fargo Home Mortgage is the winner of the Busiest Robo Signer award of 2011. Hoye signed thousands of mortgage assignments in the first six months of 2011. Hoye most often signs to convey mortgages to his employer, Wells Fargo. Hoye has signed as a Certifying Officer for MERS as Nominee for at least 40 mortgage companies. The runner-up is Ricky L. Thompson, also from Wells Fargo. http://www.scribd.com/doc/61146555/ROBO-GALORE-LYNN-S-LIST-OF-TOP-MORTGAGE-SIGNERS-FOR-FIRST-HALF-OF-2011
Nicole Jones – BAC robo signer
Nicole Miles a.k.a. Nicole Miles-Todd- Project Manager at Wells Fargo Home Mortgage Charlotte, North Carolina http://www.linkedin.com/pub/nicole-miles-todd/21/79/532
Neil Bowman- HSBC
Olga Cox – robo signer
Pam Meinhold –
Pamela Davis – alleged Asst Vice President of MERS
Paula Hansen – Midland Funding
Paula M. Riley – Notary in Texas for Wells Fargo
Paula Ward – MERS robo signer
Penny Garcia – signing as Assistant Secretary of Option One
Perry Lerner – Ocwen- Contract Management Coordinator at Ocwen Financial Corporation ,West Palm Beach, Florida http://www.linkedin.com/pub/perry-lerner/10/91b/bb1
Peter Kelley – Attorney at Florida Default Law Group in Miami – admitted in 2008- http://www.floridabar.org/names.nsf/0/6A3DFD1962E29ED9852574FD0051A939?OpenDocument
Rachel Warmack – alleged employee of Carrington Mortgage Services, LLC – signing as VP of Option One Mortgage Corporation, Orange County, CA is really Vice President of Operations at American Document Services, LLC Currently holds this position , Asst. Vice President at BayView Portfolio Services FKA PPSI FKA PSI , 1989 – 2001 (12 years) May live at 236 N. Louise Street, Unit: 108, Glendale, CA 91206 http://www.linkedin.com/pub/rachel-warmack/8/83b/985
Radford W. Smith –
Rebecca Nilsen – attorney at Marshall C. Watson- CREDENTIAL SUMMARY Rebecca S. Nilsen is a graduate of Nova Southeastern University, Shepard Broad Law Center, Fort Lauderdale, Florida. She is also admitted in the United States District Court for the Southern and Middle Districts of Florida. Attorney Nilsen’s experience includes extensive experience as a litigator, and has worked with H.O.P.E., Housing Opportunities Project For Excellence, Inc., several National Developers in the negotiation of real estate transactions, and as a Closing Agent she has successfully represented corporate clients http://www.floridabar.org/names.nsf/0/3F5119D2CE188A4685256D39006F0634?OpenDocument
Regina Garcia- alleged MERS Vice President
Regina Noble- really works for Foreclosure Timeline Management in Austin, Texas.
Renee Friedman – MERS
Rhonda Schwartz – alleged Assistant Vice President of SunTrust Mortgage
Richard Williams – Attorney –In-Fact for MTGLQ and Vice President of Litton Loan Services
Skogg, Ric- Ric Skogg a.k.a. Ric Skogg- robo signer for Aurora-
Aurora Loan Services Inc.
10350 Park Meadows Drive
Littleton, CO 80124
Telephone: (303) 720-945-3000
Aurora Loan Services & Lehman Brothers
Rick started as ‘President’ 1997 through 2006
Rick was sooooo good he held two positions
1) Aurora Loan Services COO &
2) Managing Director – Lehman Brothers
In 1997 Rick Skogg President started
Aurora Loan Services. Rick Skogg came from Harbourton Mortgage Co. LP. President & CEO. Originally Platte Valley Mortgage Co LPdid a reverse merger reanmed Platte Valley Mortgage Co. Harbourton Mortgage Co.
Harbourton Funding Corporation is located at
2530 S Parker Rd Ste 500 Aurora, CO 80014.
The officers include Rick W Skogg. Harbourton Funding Corporation was incorporated on Wednesday, February 19, 1992 and is currently not active. C T Corporation System represents Harbourton Funding Corporation as their registered agent.
Rick Skogg does not report where he worked 2006-2008
10/2008 – 8/2010 Rick Skogg
SUMMARY & Accomplishments
DENVER, CO. – W.J. Bradley (WJB), a privately held independent retail mortgage lender, announced today the addition of Rick Skogg as the Company’s new President. Skogg joins WJB from Aurora Loan Services, where he served as Chief Operating Officer and was instrumental in successfully establishing retail, correspondent and broker platforms.
His accomplishments at Aurora included developing a master servicing division that oversaw $170 billion of mortgage assets and building a primary servicing unit that serviced in excess of $90 billion of mortgage rights and a warehouse lending unit that provided interim financing to Aurora’s clients.
Skogg has more than 20 years of extensive experience in leading successful mortgage organizations, including spearheading the sale of Harbourton Mortgage Company to Lehman Brothers Holdings and serving as President and Chief Executive of Platte Valley Mortgage Corporation.
“I am proud to be joining a company with a solid vision and mission for the future. WJB’s commitment to outstanding customer service backed by an exceptional sales force and operations team will allow us to gain significant market share while raising the standards of excellence in our industry to newer heights,” shared Skogg.
Skogg will serve as President of WJB, overseeing all day-to-day aspects of the WJB business, including sales, operations, marketing and customer service. He will also work with the WJB team to increase production and promote continuous and profitable growth of the business.
Chief Executive Officer Bill Bradley said, “I am pleased to have Rick on board. I believe the combination of his experience, focus and dedication will be critical factors to WJB’s continued success during this historic time in our industry. http://www.linkedin.com/pub/rick-skogg/b/440/b91 http://livinglies.wordpress.com/2011/05/07/cochrane-robosigning-at-aurora/ http://dockets.justia.com/docket/nevada/nvdce/2:2010cv01121/74641/ http://livinglies.wordpress.com/2011/03/25/wisconsin-appeals-ct-aurora-is-not-owner-of-note-trial-court-reversed/
Rita Knowles- http://www.salemdeeds.com/robosite/RobosignerList.aspx
Robert Bourne- JP Morgan/Chase
Robert Walsh – Notary for Nationstar Mortgage
Rodney Cadwell – VP Asset Management Arch Bay Capital March 2010 – Present (1 year 9 months) VP Business Solutions Arch Bay Capital September 2008 – March 2010 (1 year 7 months) 1st VP Business Development & Implementations Lender Processing Services, Inc July 2008 – September 2008 (3 months) VP Bus. Development Lender Processing Services, Inc. March 2006 – July 2008 (2 years 5 months) AVP Bus. Development & Implementation FIS-LPS March 2005 – March 2006 (1 year 1 month) http://www.linkedin.com/pub/rodney-cadwell/6/128/2b6
Ronnie Barker – alleged Vice President of MERS for Nationstar
Roy Stringfellow – Saxon Mortgage
Saxon October 2010 – Present (1 year 2 months) Foreclosure/Legal
Vice President Vericrest Financial, Inc. May 1995 – January 2010 (14 years 9 months) Led and managed Loss Mitigation, Foreclosure, and Bankruptcy departments
Loss Mitigation Analyst / Manager Vericrest Financial Services January 1995 – January 1997 (2 years 1 month) http://www.linkedin.com/pub/roy-stringfellow/1a/580/a8a
Ryan Hyland – Select Portfolio Servicing
Sandra Stone – Mortgage Services
Scott Scheiner- alleged Vice President of MERS for Citibank / American Home Mortgage ( a defunct entity) See page 9 of http://www.scribd.com/doc/38654717/Class-Action-vs-Mortgage-Electronic-Registration-Systems-Gmac-Deutsche-Bank-Nation-Star-Aurora-Bac-Citi-Us-Bank-Lps-Et-Al http://www.zerohedge.com/print/312086
Shannon Weiss- alleged robo signer
Sharon Bookout- Homeside Lending
Sharon Morgan- Assignment she signed states that she is the Vice President of MERS. In the related Bankruptcy case she signed an Affidavit stating she was a Vice President of Flagstar Bank, FSB. For full details, see Comment Section and link below. http://www.zerohedge.com/print/312086
Shapiro & Burson - A federal class action claims that thousands of Maryland homeowners lost their homes because of the illegal robo-signing operation of the Shapiro & Burson law firm, with offices in Baltimore, Md., and Fairfax, Va., and six of its attorneys. The suit also charges the firm charged excessive fees. The suit notes that the State’s Attorney in Prince George’s County, Md., has opened a criminal inquiry into the firm’s practices and has received statements from a former employee who said he was told to sign thousands of affidavits without seeing any evidence that the statements in the affidavits were true. http://www.consumeraffairs.com/news04/2011/04/law-firm-s-robo-signers-defrauded-thousands-class-action-charges.html
Sonya Moore – Wells Fargo
Steven Green- a.k.a. Steven Y. Green
Susan Turner – GMAC robo signer
Sylvia Kohut – a “legal” robo signer for Wells Fargo- read the article http://www.huffingtonpost.com/2011/05/24/banks-robo-sigining-foreclosures_n_865696.html http://takeyourhomeback.com/?p=1005
T. Sevillano real name is Tina is robo signer- she signs for Bofa, Mers, and Recontrust. Her document meets the following indicators of robo-signing :The name of the signing party is stamped on the documents in block letters. The date of the signature and the date of the notarization are not the same. The party who signed the document executed it as a representative of the servicer. (I believe Sevillano is not an actual employee of the servicer.) The document purports to assign the mortgage or the deed of trust from the originator directly to the trust. (I think that is correct) The document that purports to assign the mortgage of deed of trust to the Trust was signed AFTER the cut-off date for the transfer of all such to the Trust pursuant to the Pooling and Servicing Agreement. The assignment of mortgage or deed of trust was filed or signed after the foreclosure proceeding began/was filed. Tina Sevillano a.k.a. T. Sevillano really works as Trustee Sales at Recon Trust Co in Greater Los Angeles Area Lives at 950 Catalano Ct Fillmore, CA 93015-1064 Home phone (805) 516-9031 http://www.linkedin.com/pub/tina-sevillano/15/106/a92 http://abigailcfield.com/?p=562 http://www.justanswer.com/real-estate-law/507ue-robo-signing-issue-resolved-found.html http://www.loansafe.org/forum/bank-america-home-loans/38735-question-regarding-nod-filing.html http://www.foreclosurehamlet.org/profile/Jackdougherty?xg_source=activity www.caeb.uscourts.gov/documents/Judges/PreHearingDispositions/1102_1030_746M.pdf www.caeb.uscourts.gov/documents/Judges/PreHearingDispositions/1102_1030_746M.pdf (copy & paste into browser)
Tammy Bohon –Worked at Wachovia/Wells Fargo (Work Leader) Went to William Byrd High School Lives in Vinton, Virginia From Vinton, Virginia https://www.facebook.com/profile.php?id=100000164047183
Tara Cardoza- Vice President at Emigrant Bank from December 1992 – Present (19 years 1 month) Manage new loan process for commercial real estate loans ranging from $75,000 to $5 million from loan approval to closing. Work closely with closing attorneys to resolve title issues and authorize changes to loan documents. Oversee the preparation and issuance of commitments. Negotiate commitment terms with borrowers/brokers. http://www.linkedin.com/pub/tara-cardoza/6/692/186
Taylor, Bean & Whitaker- defunct entity. See http://www.taylorbean.com/PressRelease/Press.aspx
Teresa Goldberg – JP Morgan/Chase
Thomas Walsh- http://www.salemdeeds.com/robosite/RobosignerList.asp
Tiffany Bitsoi – MERS signer
Tim Volpe – MERS robo signer from Duval County, FL
Todd Stevens- Deutsche Bank
Topako Love- robo signer for Lenders Processing Services – Foreclosure Timelines Supervisor at Lender Processing Services, Inc. (LPS) in Greater Minneapolis-St. Paul Lives at 520 7th St W Hastings, MN 55033-1716 ,(651) 438-7482 http://www.linkedin.com/pub/topako-love/15/148/b32 http://shamethebanks.org/jorge/robo-signer-misdeeds-may-help-homeowners http://msfraud.org/fraudsterlist.html http://4closurefraud.org/2011/05/31/mers-class-action-schare-vs-mortgage-electronic-registration-systems-complaint-and-exhibits/ http://foreclosureselfdefense.wordpress.com/fraudclosure-robo-signers-at-root/ http://www.foreclosurehamlet.org/forum/topics/4164911:Topic:29971?commentId=4164911%3AComment%3A30031
Tracey O’Brian-Moore – robo signer for Wachovia Bank
Tracy Lawrence- notary for Lenders Processing “bad boys” Gary Trafford and Gerri Shepperd found dead- State witness Tracy Lawrence was found dead by Las Vegas Metro Police officers Monday morning. They were called to her apartment by the Attorney General’s office after she missed a Monday morning court hearing. The Attorney General’s office says she was going to be sentenced after pleading guilty to one count of fraudulent notarizing. She was one of four notaries cooperating with the state in exchange for lighter sentences. She faced up to a year in prison for forging signatures enabling title companies to rush Nevada home foreclosures. Title loan officers Gary Trafford and Gerri Shepperd of Lender Processing Services were indicted on more than 600 felony charges
Victoria Kowal- Closing Supervisor , Wachovia, A Wells Fargo Company September 2008 – Present (3 years 3 months)
• Promoted from Quality Assurance/Payoff/Appraisal Team Lead to Closing Supervisor.
• Managed 10 Team Leaders (Direct Reports) and 110 Closers/Funders (Indirect Reports).
• Guaranteed all required loan documents, forms and statements were consistently prepared and processed as required.
• Ensured staff met required benchmarks, and reported departmental performance to Senior Management.
• Responded to internal and external auditors and provided recommendations for corrective action as needed.
• Monitored weekly government exception reports relating to FHA insurability.
• Responsible for distribution of product development information, staff meetings, communication with senior management and policy and procedure creation and implementation.
• Performed quality checks, developed and reviewed performance reports, identified areas to improve and implemented measures to improve performance levels and meet objectives.
• Instrumental in completing 2008 HMDA scrub project reviewing over 11,000 adverse loans to ensure HMDA & ECOA compliance.
• Increased closing/funding numbers 200% for six consecutive months.
• Recipient of 8 “Shared Success” awards sent by peers and management in recognition of efficiency and teamwork.
Title QC Specialist/Quality Control LendingTree Settlement Services December 2005 – September 2008 (2 years 10 months)
• Completed quality review of abstractor reports to accurately process, review, prepare and approve title commitments, tax certificates and rate quotes and ensure the prompt delivery of orders to the client.
• Communicated with title underwriters, clients and taxing authorities.
• Performed due diligence to provide resolution options for the client, reviewers and/or title underwriters to resolve any outstanding title issues.
• Provided support to internal departments regarding curative decisions.
• Maintained updated title QC requirements manual per state/client while providing training to team members and new hires.
• Researched and applied unapplied title funds.
Foreclosure Quality Assurance Specialist/Processor First American National Default Outsourcing (Formerly LOGS Financial)
September 1999 – November 2005 (6 years 3 months)
• Troubleshoot an array of foreclosure exceptions including: title issues, litigated payment disputes, RESPA issues, mobile homes, probate issues, 2nd liens, PHFA delays, HUD moratoriums, FEMA disasters, VA holds, VA refunding, charge offs, VA no-bids and buy downs.
• Managed the timeline of the foreclosure legal actions from the referral to the foreclosure sale/liquidation for VA and FHA loans. Work closely with attorney offices nationwide to ensure timeframes are being met.
• Minimized delays in the foreclosure process by aggressively pursuing resolutions with the attorney, investor and client, while documenting the system to avoid potential losses being assessed.
• Verified accuracy, timeliness and turnaround time of bids, postponements, and sales results. Communicate all errors to staff, lead and management.
• Set up all foreclosure acquisition files for client including obtaining chronologies to ensure template integrity.
• Created and updated all foreclosure check sheets and ensure all processors have the most up to date information.
• Assisted the IT department with developing a bid automation program which increased productivity and reduced errors.
Figures Team Lead First American National Default Outsourcing (formerly LOGS)
April 2002 – August 2004 (2 years 5 months)
• Created test plan, performed test functions and assisted with the implementation of the PEGA application for Washington Mutual. Also trained staff at both First American sites. The PEGA application streamlined the payoff and reinstatement processes through automation, resulting in increased productivity and reduction in errors.
• Coordinate and adjust daily workflow of the team to meet productivity and quality standards.
• Trained and directed all new hires and continue cross-training with current processors.
• Prepared Daily and Key Weekly production reports.
• Assisted manager with SWOT (Strength, Weakness, Opportunity, Threat) Analysis which was discussed weekly to determine the potential and existing issues with the figures process and focus on resolution.
• Reviewed error accuracy with processors bi-monthly and ensure proper training in areas needed.
• Verified funds received for attorneys and provide any additional advances needed. http://www.linkedin.com/in/victoriakowal http://www.salemdeeds.com/robosite/RobosignerList.asp
Viengmor Phidavanh - Operation Analyst 3 at Wells Fargo Home Mortgage, Greater Minneapolis-St. Paul http://www.linkedin.com/pub/viengmor-phidavanh/33/1a/b87 http://www.salemdeeds.com/robosite/RobosignerList.asp
William Craig- alleged Vice President of Bank of America
WHITNEY K. COOK is an alleged employee of a mortgage servicing company, Chase Home Finance in Franklin County, Ohio. She often signs as a Vice President of Chase Bank U.S.A., N.A. She often signs on Assignments prepared by Shapiro & Fishman in Boca Raton, FL. Assignments signed by Whitney K. Cook are frequently used in cases involving JP Morgan Mortgage Acquisition trusts. These Assignments are often prepared, signed and filed years after the closing date of the trust. Deutsche Bank National Trust Company is frequently the trustee that forecloses using these Assignments She is really Foreclosure Document Supervisor at JPMorgan Chase and lives at 4033 Brookrun Drive, Columbus, Ohio 43204-5033 and home phone number is (614) 607-7445 SEE http://takeyourhomeback.com/?p=428 FOR FULL DETAILS http://www.linkedin.com/pub/whitney-cook/21/7ab/1a9
Youda Crain - MERS robo signer for Bank of America/BAC/ Countrywide/America’s Wholesale Lenders– claims she is an independent Mortgage Funder, previously employed by Skyline Financial Corp. Lives at 18312 Blythe St Reseda, CA 91335-2004 (818) 774-0962 http://www.linkedin.com/profile/view?id=64746719&authType=name&authToken=z2Hr&locale=en_US&pvs=pp&trk=ppro_viewmore http://www.pascoclerk.com/i3/66-229-227-216IP2011056829.pdf http://www.scribd.com/doc/74684353/MERS-Assignment-of-1st-Mortgage
Yolanda Flores –